What Qualifies as a Motorhome or an RV?

What Qualifies as a Motorhome or an RV?When planning your summer vacation, you may be considering a motorhome or an RV as a fun and exciting way to travel. It’s important to be aware of the differences between a Motorhome or an RV before making a purchase. Below, we offer more insight on which recreational vehicle is right for you depending on your travel needs.

Motorhome or an RV, What’s the Difference?

The term RV, short for Recreational Vehicle, and motorhome are often used interchangeably. However, RV is an umbrella term for several different types of vehicles, including motorhomes. Types of RVs are broken down into four classes: Class A, Class B, Class C, and towable RVs.

Class A Recreational Vehicles

Class A is the RV category that includes motorhomes. These RVs are the largest, most expensive, and most luxurious out of all four classes. The motorhomes are large buses that have a solid body and a large window in the front. These RVs include the most living space, including living, dining, and bathroom space, which can provide a more comfortable camping experience. They are also the most intimidating to drive and require a special license in some states. You may also want to tow along a smaller vehicle if you plan on taking any day trips or running any errands during your travels.

Class B Recreational Vehicles

Class B RVs can also be referred to as campervans. These are standard vans with a raised roof that provides additional space. Campervans are more affordable than Class A RVs but they do not provide the same luxuries. Most will contain a sleeping area and a grill for cooking but do not provide a bathroom space. Due to their smaller size, Class B RVs are much easier to maneuver than Class A RVs. This makes them ideal if you don’t want to bring along a second vehicle.

Class C Recreational Vehicles

Class C RVs are a great compromise between class A and class B RVs. These RVs, comprised of a trailer built onto the back of a truck, are often identified by the over-the-cab sleeping area. Class C RVs have more space than the Class B RVs while being more affordable and easier to drive than the Class A motorhomes.

Towable Recreational Vehicles

There are several variations of Towable RVs, including travel trailers, 5th wheel trailers, folding trailers, and tent trailers. These styles of RVs are detachable trailers that are towed behind trucks or vans. Towable RVs offer the most variety and versatility of RVs in both amenities and price. The detachable trailer makes them convenient for day to day travel.

Travel Safe, Travel Insured

Even after purchasing the perfect RV for your travels, you may still have some questions such as, do I need RV or motorhome insurance and what does it cover? Depending on the type of RV you selected and where you live, the answer may differ. Class A and B RVs almost always require insurance, as do any RVs that are purchased using a loan. Towable RVs don’t require insurance in many states, depending on if you can cover them under your vehicle’s liability insurance. However, it is always important to check with your insurance company on what your policy covers.

Whether or not insurance is optional for your RV, having it can help prevent problems on your road trips. Whether your RV is at home or you’re traveling across the country, you’ll always feel safe. If you have any questions or concerns regarding your RV or motorhome insurance, make sure to contact the experts here at TJ Woods Insurance.