3 Must-Have Insurance Policies for Retail Businesses

The interior of a retail store selling various decor, including vases, towels, and mirrors.Many people dream of one day owning a store, and for those who’ve succeeded in this endeavor, it’s become a way of life. With this new business venture, these store owners need to invest in ways to safeguard all they’ve accomplished. Investing in protections that can guard you against the devastating financial impacts of situations like injuries to employees or guests, property damage, lawsuits, or sudden loss of business income is vital to ensuring that your livelihood remains intact. Let’s look at some must-have insurance policies for retail businesses. [Read more…]

How to Strengthen Your Fleet Safety Program

The nose of a white delivery truck on the left side of the picture, with a parking lot and a fleet of blue and green long-haul trucks in the background.If you’re a company that uses a fleet to conduct its business – whether it be for delivery or a service like waste management – you likely know how costly an accident or personal injury can be. If you don’t take the necessary precautions when it comes to your drivers and company vehicles, you’re putting your employees’ and business’s welfare at risk. That’s why it’s essential to foster a safe working environment by specifically designing a safety program for your fleet. Let’s review some must-have elements to strengthen your fleet safety program to protect yourself against liability from accidents. [Read more…]

Do Haunted Attractions Need Insurance?

A haunted attraction in Orlando, Florida. A haunted house with a red hue, meant to signify the need for haunted attraction insurance.What’s scarier than witches, ghouls, and ghosts? Having someone become injured at your haunted attraction without the right protections in place. Many thrill-seekers come out this time of year, but if they’re not careful, they can encounter the wrong type of scare. The same is true for those in charge of performing the scares. If you plan to host a frightening evening for guests, make sure you know whether your haunted attraction needs insurance and the steps you can take to keep everyone involved safe and having fun. [Read more…]

How to Take a Vacation as a Small Business Owner

A woman laying in a hammock on a tropical beach on vacation using a laptopIf you’re a small business owner or entrepreneur, it can be difficult to justify taking time off. Owning a small company means that your list of responsibilities is endless, and without you, it’s hard to imagine the business running smoothly. As the leader, you’re in charge of everything from checking inventory and paying utilities to promoting your business and keeping customers happy. However, everyone needs a break from work to practice mindfulness and recuperate energy. Let’s take a look at how you can take a vacation as a small business owner. [Read more…]

How to Avoid Falling Victim to Contractor Fraud

A hammer lying next to bent nails. A failed attempt at hammering nails into a board, meant to represent contractor fraud.Home repairs, renovations, and remodeling are pricey, and finding someone to do the job within your budget can be challenging. However, cutting corners when hiring a contractor can cost you more than your potential savings. Shady contractors often take advantage of regions recovering from hurricanes or suffering from price inflation to cash in on substandard or incomplete work. While most contractors work in good faith, you should learn what it takes to avoid falling victim to contractor fraud for the sake of your wallet. [Read more…]

How to Navigate the Restaurant Labor Shortage

Close-up On A Blue Sign In The Window Of A Restaurant Displaying The Words, "Come in. We're Hiring." Restaurants that survived the initial COVID-19 lockdown know what it means to be adaptable. Traversing this unfamiliar landscape of customer shortages and a ban on indoor dining has helped you become resilient in the face of adversity. However, with the worst of the pandemic behind us for the time being, restaurant owners are running into a new problem: a lack of job applications. With stress being a large contributing factor to this issue, let’s discuss how to navigate the restaurant labor shortage. [Read more…]