How to Take a Vacation as a Small Business Owner

A woman laying in a hammock on a tropical beach on vacation using a laptopIf you’re a small business owner or entrepreneur, it can be difficult to justify taking time off. Owning a small company means that your list of responsibilities is endless, and without you, it’s hard to imagine the business running smoothly. As the leader, you’re in charge of everything from checking inventory and paying utilities to promoting your business and keeping customers happy. However, everyone needs a break from work to practice mindfulness and recuperate energy. Let’s take a look at how you can take a vacation as a small business owner. [Read more…]

How to Avoid Falling Victim to Contractor Fraud

A hammer lying next to bent nails. A failed attempt at hammering nails into a board, meant to represent contractor fraud.Home repairs, renovations, and remodeling are pricey, and finding someone to do the job within your budget can be challenging. However, cutting corners when hiring a contractor can cost you more than your potential savings. Shady contractors often take advantage of regions recovering from hurricanes or suffering from price inflation to cash in on substandard or incomplete work. While most contractors work in good faith, you should learn what it takes to avoid falling victim to contractor fraud for the sake of your wallet. [Read more…]

How to Navigate the Restaurant Labor Shortage

Close-up On A Blue Sign In The Window Of A Restaurant Displaying The Words, "Come in. We're Hiring." Restaurants that survived the initial COVID-19 lockdown know what it means to be adaptable. Traversing this unfamiliar landscape of customer shortages and a ban on indoor dining has helped you become resilient in the face of adversity. However, with the worst of the pandemic behind us for the time being, restaurant owners are running into a new problem: a lack of job applications. With stress being a large contributing factor to this issue, let’s discuss how to navigate the restaurant labor shortage. [Read more…]

The Benefits of Going Green with Your Business

An assortment of biodegradable restaurant packaging including cups, straws, boxes, and bags.Going green is not just a passing trend; it’s necessary to achieve widespread environmental sustainability. Powering your business through renewable energy sources and other eco-friendly means of operation not only gains the admiration of your customers but also creates a safer and less costly work environment. Fueling your business with these environmentally conscious practices is a recipe for success in this current social climate. To truly understand the value, let’s review some of the benefits of going green with your business. [Read more…]

The Difference Between Workers Compensation and Disability Insurance

A man leaning on metal stairs and holding his lower back after taking a fall.All business owners have an obligation to protect their staff members. However, there’s no way to completely mitigate the risks of injuries in the workplace, regardless of the industry. Fortunately, policies like workers compensation and disability insurance make it possible to safeguard an employee’s livelihood in the event of an accident. Insurance policies like these are essential to protecting both the worker and the business. Nevertheless, not all policies are built the same, so let’s review some of the key differences between workers compensation and disability insurance. [Read more…]

5 Most Frequent Landscaping Business Insurance Claims

Aerial of landscaper laying down grass next to a cobblestone walkway and a garden with bushes and an irrigation systemWith spring upon us, landscaping projects are picking up steam. The warmer weather is a reminder to homeowners to keep their flowers watered, grass mowed, and hedges trimmed. For those lacking the time, energy, or aptitude for lawn care, landscaping companies are there to pick up the slack. While landscaping may not seem like a particularly dangerous job, there are mishaps and uncontrollable risks that require these companies to have comprehensive insurance policies. To truly understand the daily risks they face, let’s review some of the frequent landscaping business insurance claims. [Read more…]