Protecting Your Employees from Heat-Related Injuries

A landscaper dressed in orange protective gear using a hedge trimmer to cut dried up hedges in the heatThe summer months can be grueling for those working outdoors, especially for landscapers, masons, and construction workers. Intense heat – especially now during the dog days of summer – can result in varying illnesses and injuries and can affect workers regardless of age or physical condition. Fortunately, there are a few simple steps to protecting your employees from heat-related injuries and additional measures you can take to safeguard your business. [Read more…]

Employee Safety and Business Insurance While Working Remotely

Woman in pajamas working remotely on laptop at home with her dog. With the current pandemic leading to lockdowns and orders to stay at home, many are now working from home. Beyond reducing exposure to COVID-19, there are many notable benefits for employees, such as flexibility, comfort, and savings on commute. However, this convenience comes with some risks to your business, such as the exclusion of business property coverage from homeowners insurance and liability exposure to visiting business associates. To ensure you’re protected from the added risks, learn to teach employee safety and understand your business insurance coverage while working remotely. [Read more…]

Taking the First Steps to Turn Your Hobby into a Business

Man enjoying turning his hobby into a business and wrapping a flower bouquet in green paper In the words of Mark Twain, “Find a job you enjoy doing, and you will never have to work a day in your life.” What many would call a pipe dream has become a reality for millions around the globe. Turning your hobby into a business, whether it be gardening, baking, or painting, is attainable if you are willing to adopt a business mindset and the precautions necessary to guarantee financial stability. The preliminary steps are the easiest: identify your hobby, and make sure you are great at it. But where do you go from there?
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Workers’ Compensation and its Benefits

Even when every reasonable safety measure has been taken, workplace accidents happen. If, as an employee, you are injured on the job, you may be entitled to certain benefits through your company. All employers operating in Massachusetts, excluding members of a limited liability company (LLC) and partners of a limited liability partnership (LLP), are required to carry workers’ compensation insurance regardless of how many hours are worked per week.

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Workers’ Compensation and its Benefits

Even when every reasonable safety measure has been taken, workplace accidents happen. If, as an employee, you are injured on the job, you may be entitled to certain benefits through your company. All employers operating in Massachusetts, excluding members of a limited liability company (LLC) and partners of a limited liability partnership (LLP), are required to carry workers’ compensation insurance regardless of how many hours are worked per week.

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What Insurance Does a Brewery Need?

Breweries have been flourishing in Massachusetts, with 26 new businesses being established in 2018 and a total of 178 across the commonwealth. All of these businesses require specific insurance coverages to insure they’re protected from potential disaster. In fact, they tend to demand more than the average business due to the number of risks involved in the production of alcohol. If you’re looking to join the flourishing brewing industry, we’ve provided a list of recommended coverages that will get you started in the right direction. [Read more…]