As a business owner, you know how much hard work, time, and dedication goes into starting and running a company. Whether it’s a small coffee shop or a large accounting firm, it takes a certain type of grit to deal with the challenges of owning a business. But no matter how successful your company is or how hard you work, every business comes with serious risks that can threaten its viability and your livelihood. Luckily, with the right commercial insurance, you would be covered financially against some of these incidents. And while it’s nice to have that peace of mind, is business insurance required here in Massachusetts? Let’s unpack that question. [Read more…]
Is Business Insurance Required by Law in Massachusetts?
February 22, 2023 by
Why Your Cleaning Business Needs Insurance
October 19, 2022 by
Mopping floors, dusting shelves, and scrubbing toilets. These are just some of the common chores that practically every home and commercial building regularly needs done, which is partially why cleaning companies have the potential to be so lucrative. But there are insurance risks and liabilities involved if any of this “dirty work” goes wrong, and without the right insurance, they could clean out your personal pockets. Before you get into a big mess of lawsuits, here’s what you need to know about insuring your cleaning business so you can focus on making a living by getting others’ spaces to sparkle. [Read more…]
Protecting Your Employees from Heat-Related Injuries
August 19, 2020 by
The summer months can be grueling for those working outdoors, especially for landscapers, masons, and construction workers. Intense heat – especially now during the dog days of summer – can result in varying illnesses and injuries and can affect workers regardless of age or physical condition. Fortunately, there are a few simple steps to protecting your employees from heat-related injuries and additional measures you can take to safeguard your business. [Read more…]
Workers’ Compensation and its Benefits
August 2, 2019 by
Even when every reasonable safety measure has been taken, workplace accidents happen. If, as an employee, you are injured on the job, you may be entitled to certain benefits through your company. All employers operating in Massachusetts, excluding members of a limited liability company (LLC) and partners of a limited liability partnership (LLP), are required to carry workers’ compensation insurance regardless of how many hours are worked per week.
[Read more…]Workers’ Compensation and its Benefits
June 21, 2019 by
Even when every reasonable safety measure has been taken, workplace accidents happen. If, as an employee, you are injured on the job, you may be entitled to certain benefits through your company. All employers operating in Massachusetts, excluding members of a limited liability company (LLC) and partners of a limited liability partnership (LLP), are required to carry workers’ compensation insurance regardless of how many hours are worked per week.
[Read more…]Lifting Safety Practices and Workers’ Comp Insurance
September 29, 2016 by
Regardless of the industry you work in, everybody does a little lifting. You’ve probably gotten the sage advice to “lift with the legs, not the back”. However, in workplaces where lifting is commonplace, from retail inventorying to contractor construction, having the right measures in place can help avoid workplace accidents and injuries, and therefore help keep your workforce healthy and your workers’ compensation premiums low. It’s important to understand how these injuries occur, as well as the lifting safety practices you can provide to reduce the rate of injury. [Read more…]
