Why You Need Boating Insurance

Man boating on lakeWhen purchasing a boat, insurance is often the last thing on new owner’s minds. When it does cross their mind, they usually believe the myth that their homeowner’s insurance covers their boat. Homeowner’s insurance often times will cover boats without engines, or those with extremely small engines—this usually only covers a sailboat. Most boats have more potential risk surrounding them, which is why boat owner’s insurance is important. Learn why you probably need boating insurance and the liabilities it protects against. [Read more…]

Do You Need Boat Insurance for Your Craft?

Boat Insurance, TJ Woods Insurance Agency, Worcester, MAEven more than homes or cars: boats – and watercraft in general – come in a staggering array of shapes, sizes, and roles. From single person personal watercraft to marina yachts, their housing, transportation, and costs vary widely. With such varied values and risks, and different locations for these risks to occur, it can be difficult for owners to judge the risk and necessity to insure the watercraft, especially when both Homeowners’ Insurance and Car Insurance can also provide coverages. This article goes over what coverage these insurances provide, as well as situations where you’ll need additional coverage. [Read more…]