At What Age Should You Apply for Long-Term Care?

At What Age Should You Apply for Long-Term CareThe thought of getting to your senior years can be nerve-racking, especially when there’s a chance you may require assistance performing simple, everyday tasks. The cost of these services can add up quickly and may even threaten your life savings. Fortunately, there is insurance to help cover the costs of long-term care. To plan for a bright future, you must understand what is covered in this policy and how far in advance you need to apply for long-term care. [Read more…]

Acute Care vs Long Term Care: What You Need to Know

Most people do not plan for or do not think they will need long-term care. However, 70% of people turning age 65 can expect to use some form of long-term care during their lives, according to the U.S. Department of Health and Human Services. Most people believe that they can save enough on their own to cover the costs. This can be very expensive and may endanger your retirement or other savings. Planning ahead for long-term care has real benefits for you and your loved ones. [Read more…]