Debunking 5 Common Renters Insurance Myths

A close of the header of a renters insurance application on top of a desk next to a pair of keys, glasses, a pen, a calculator and one-hundred dollar bills.If your landlord doesn’t require you to have renters insurance, wouldn’t it just be better to pocket the expenses? What sense is there in investing in an insurance policy when living in an apartment, house, or duplex owned by someone else? Unfortunately, there are a lot of misconceptions about renters insurance that result in residents not obtaining proper coverage for their belongings, leaving them vulnerable to severe financial repercussions. That’s why it’s important to debunk these common renters insurance myths. [Read more…]

How to Develop Your Family’s Fire Escape Plan

Smoke rising up to a smoke detector on the ceiling, stressing the importance of developing your family’s fire escape plan During a fire, there’s no room for hesitation. Some families may feel overconfident about their preparedness for such an event. When it comes to fire safety, many are only aware of the bare essentials, and many more don’t even have an escape plan. Despite the precautions you may take to ensure an accidental fire doesn’t break out, factors beyond your control can trigger a blaze. That’s why it’s so important to improve or develop your family’s fire escape plan so that every member is aware of their role. [Read more…]

How Home Insurance Keeps You Safe During Holiday Travel

Plastic Suitcase And Santa Claus Hat On Red Background.Heading out for the holidays? While we all hope our holidays will be smooth sailing when it comes to traveling – from across the city to across the country – we’re not always so lucky. Empty homes, dangerous roads, and perhaps a few issues with luggage and presents can all take the jolly out of the holidays. We’re going to look at how your property insurance, such as renters and homeowners, helps keep you and property safe these holidays, even when you’re far from home. [Read more…]

Tips for Preventing Spring Flooding and Water Damage

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Spring is finally here! While this is so exciting, there are also some dangers that come with springtime. One of the major risks is spring flooding from rapid snowmelt. We also have to worry about the never-ending rain that seems to come with early spring. Here are some tips to follow to prevent damages from spring flooding to affecting your house.

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Can My Home Be Insured for Damages Caused by Wildlife?

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Massachusetts is home to many interesting animal species. Unfortunately, many of these creatures can cause big problems in and around your house. Animals like bears and beavers, specifically, can deal some serious damage to your property. Understand the measures you can take to prevent conflicts with wild animals, as well as how your insurance covers your home for the resulting damages.

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Budgeting For Your First Apartment

Budgeting For Your First ApartmentRenting your first apartment is an exciting milestone, and for some it initiates the start of adulthood.  With this new-found freedom comes financial responsibility; which can be an intimidating concept for first-timers. Nonetheless, with the proper guidance and budgeting tips, you’ll be packing up the U-Haul and heading to your new place in no time. Here are some tips on budgeting for your first apartment. [Read more…]