Is My Storage Unit Insured by My Homeowners Policy?

Person unlocking padlock on their self-storage unit.Stuff. And lots of it. Modern-day Americans often have more stuff than they know what to do with. Enter: storage units—a place to keep all the extra stuff you don’t have space (or a need) for in your everyday living space. From holiday decorations to unused furniture, sentimental keepsakes to seasonal wardrobes, and family heirlooms to collector’s items, storage lockers can be useful in a variety of ways. But just like your house, office, or car, storage units are exposed to risks that can damage or destroy your possessions. While they’re tucked away and out of sight, how do you protect your belongings? Is your storage unit insured?   [Read more…]

Debunking 5 Common Renters Insurance Myths

A close of the header of a renters insurance application on top of a desk next to a pair of keys, glasses, a pen, a calculator and one-hundred dollar bills.If your landlord doesn’t require you to have renters insurance, wouldn’t it just be better to pocket the expenses? What sense is there in investing in an insurance policy when living in an apartment, house, or duplex owned by someone else? Unfortunately, there are a lot of misconceptions about renters insurance that result in residents not obtaining proper coverage for their belongings, leaving them vulnerable to severe financial repercussions. That’s why it’s important to debunk these common renters insurance myths. [Read more…]