Learning About Replacement Cost Insurance

Becoming a homeowner comes with a lot of responsibility, especially when it comes to dealing with your finances. There are so many different policies that you can choose from with homeowner’s insurance, but how do you know which one will work best for you and your wallet? This blog will go into detail explaining the different replacement cost insurance policies that are available to you and how each one works for specific situations.

[Read more…]

Does Insurance Cover Hail Storms?

Large hailstones held in two hands.Hail forms when a storm’s updrafts are strong enough to move rain droplets above the necessary freezing level. The process creates hailstones that can grow as water droplets latch on to the original stone. Once the stone is too heavy to stay up with an updraft they fall to the ground creating what we know as hailstorms. Hailstorms are usually mild and hailstones do not get larger than the size of a penny. However, in large storms hailstones can become dangerous growing to the size of baseballs. These huge stones have the ability to cause harm to people and can cause large amounts of damage to your property. Anything from holes in the roof of your home to smashed car windows are fair game to the destructive power of hailstorms. Although hailstorms present a problem to many homeowners there are methods to combat them through the help of insurance plans. [Read more…]

For The Worst: A Bug Out Bag Checklist

In the case of an emergency, sometimes the best course of action is to leave your home and seek shelter elsewhere. When seconds count, a sense of urgency is critical. Instead of waiting until the last minute to pack the necessary supplies, you can be proactive by assembling a basic survival kit known as a “bug out bag.” Here are some suggestions for what to pack when developing your bug out bag checklist.

Bug Out Bag Checklist [Read more…]