What to Do If COVID-19 is Discovered in The Workplace

Two members of a professional sanitation crew clean the surfaces of a restaurant in hazmat suits after COVID-19 was discovered in the workplace.COVID-19 is a microscopic adversary, making it extremely difficult to detect its presence until it’s too late. Despite the measures your business takes to defend against the virus, there’s always a chance of an outbreak – an employee can contract it outside of work, a sick patron may disregard their quarantine, or the virus can travel into the establishment via a delivery. No matter how the contamination enters your business, it’s important to know what to do If COVID-19 is discovered in the workplace. [Read more…]

Why Your Business Needs Liquor Liability Insurance

Three variations of beer sitting atop a wooden table in a restaurantRestaurants are no stranger to selling alcoholic beverages alongside their dishes. Even if a restaurant doesn’t sell alcohol, they may host periodic events where alcohol is permitted. On top of that, some stores, breweries, and bars make a living off of selling alcoholic beverages. Unfortunately, an increased risk of liability accompanies the serving of alcohol, as it’s famous for impairing motor skills and judgment if abused. Given the perils of excessive alcohol consumption – such as liability for assaults, property damage, and drunk driving – it’s important to know the necessity of liquor liability insurance. [Read more…]

How to Make the Most of a Social-Distancing Summer

A senior couple planting a garden, depicting a way to enjoy a social-distancing summerSummer’s officially begun, and many of us don’t want to let it go to waste, given the harshness of New England winters. But with the global pandemic putting a hitch in all our plans, it’s difficult to put a positive spin on this warm-weather season. However, although summer festivals, summer camps, and vacation plans have been canceled, there are still safe ways to have fun for you and your family. In this blog, we will discuss some of the ways to make the most of a social-distancing summer. [Read more…]

Differences Between Motorcycle and Car Insurance

X  Motorcycle and Car Insurance, TJ Woods Insurance Agency, Worcester, MAThere are some major differences on how we handle motorcycles and cars, and not just for the riders. Driver licenses, regulations, even the motor oil is different. One other major differences is how insurance is handled for a motorcycle, particularly in a no-fault state like Massachusetts. If you’re interested in getting a motorcycle, you should know about the differences between their insurances coverage, and not only the cost. [Read more…]

Getting Your Junior Operator License

junior operator license, TJ Woods Insurance Agency, Worcester, MAGetting your car is one of those milestone experiences in life. And for some this landmark event into adulthood can’t come soon enough. If you’re one of the young adults interested in getting your Junior Operator License, there are several things you need to know about Massachusetts’ provisional license, the requirements to get it, and the restriction that set it apart from a normal driver’s license. [Read more…]

What is Boiler and Machinery Insurance?

Even if you own a 9-5 business, and your hand working employees have gone home for the day, you still have workers laboring all night for you. They aren’t second or third shift crews; rather, they are machines: your heating and air conditioning systems, your boiler, and many other systems are still faithfully doing their job. Just as you need insurance to cover your hourly workers, you need insurance for these important mechanical workers. Without it, a frozen pipe or a leaking valve could result in thousands of dollars of damage. This is what boiler and machinery insurance is designed to protect against.

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