Differences Between Motorcycle and Car Insurance

X  Motorcycle and Car Insurance, TJ Woods Insurance Agency, Worcester, MAThere are some major differences on how we handle motorcycles and cars, and not just for the riders. Driver licenses, regulations, even the motor oil is different. One other major differences is how insurance is handled for a motorcycle, particularly in a no-fault state like Massachusetts. If you’re interested in getting a motorcycle, you should know about the differences between their insurances coverage, and not only the cost. [Read more…]

Getting Your Junior Operator License

junior operator license, TJ Woods Insurance Agency, Worcester, MAGetting your car is one of those milestone experiences in life. And for some this landmark event into adulthood can’t come soon enough. If you’re one of the young adults interested in getting your Junior Operator License, there are several things you need to know about Massachusetts’ provisional license, the requirements to get it, and the restriction that set it apart from a normal driver’s license. [Read more…]

What is Boiler and Machinery Insurance?

Even if you own a 9-5 business, and your hand working employees have gone home for the day, you still have workers laboring all night for you. They aren’t second or third shift crews; rather, they are machines: your heating and air conditioning systems, your boiler, and many other systems are still faithfully doing their job. Just as you need insurance to cover your hourly workers, you need insurance for these important mechanical workers. Without it, a frozen pipe or a leaking valve could result in thousands of dollars of damage. This is what boiler and machinery insurance is designed to protect against.

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New Headlight Law for Massachusetts

On April 7, 2015 a new law into effect for the State of Massachusetts. This will affect everyone who plans on driving in the state. The new law sets requirements for when you have to turn on your headlights, and failure to follow the new rules can result in a ticket! [Read more…]

Fencing: Backyard Pool Regulations

When it comes to backyard pools, there are some towns and/or insurance companies that require you to install a fence around your pool. So, if you happen to be in a town whose zoning laws require a fence around your swimming pool, then there are some things that you should know. [Read more…]

How to Prevent Flooding Damage

Although swimming pools can be great, they are not as much fun when they are in your basement. [Read more…]