Long-Term Care: Should I Purchase This Policy?

Long-Term Care Should I Purchase This Policy For many Americans, long-term care is now urgently becoming a new problem to plan for. The term includes a host of services that vary widely. They range from home care and adult day care to residential care in assisted living or nursing home facilities. This blog discusses what long term care entails, how vital it can be for someone’s life, and how long-term care insurance helps. [Read more…]

Acute Care vs Long Term Care: What You Need to Know

Most people do not plan for or do not think they will need long-term care. However, 70% of people turning age 65 can expect to use some form of long-term care during their lives, according to the U.S. Department of Health and Human Services. Most people believe that they can save enough on their own to cover the costs. This can be very expensive and may endanger your retirement or other savings. Planning ahead for long-term care has real benefits for you and your loved ones. [Read more…]