Understanding Term vs Permanent Insurance

For most people, death is not a real pleasant thought. It’s especially unpleasant for those who have loved ones depending on them. Knowing that your children, spouse, or other dependents are provided for can take an immeasurable load off your mind. Ideally, everyone will live to a ripe old age, but there are no guarantees. If something were to happen, insurance provides for those you have designated as beneficiaries. They will receive monetary benefits to help supplement loss of income, deal with remaining medical bills, and cover funeral and burial expenses. [Read more…]

Will Little White Lies Null and Void Your Life Insurance Claim?

When filing a life insurance claim, your goal is to get the most for your money. [Read more…]