Why Do You Need Car Insurance?

Getting in a car accident can be one of the most expensive events the average person will experience, and simply being a good driver can’t guarantee it won’t happen to you. Repair costs and medical bills often cut a little too deep into your wallet for comfort. Choosing not to protect yourself with insurance may save you a little money today but could seriously hurt you in the long run. Investing in auto insurance can assist you in paying for car repairs, recovering from injuries, and covering the costs of others if you are deemed liable for the accident.  [Read more…]

What Is Employment Practices Liability?

Employment Practices Liability - TJ WoodsEmployment Practices Liability is an issue when former employees make claims that their legal rights as employees have been violated. Traditionally most lawsuits have been filed against big corporations, but numbers have been on the rise, putting smaller companies at greater risk. Many insurance companies have begun including this coverage in their Businessowners Policy (BOP) or offer it separately. The purpose of this insurance is to protect the corporation, directors, officers and employees from alleged employment-related wrongful acts. [Read more…]

What is Umbrella Coverage and Why it is Important?

Most people think that umbrella insurance is only for wealthy people, but this is a myth. With the increasing amount of lawsuits today, umbrella insurance is a must for all people. The problem is that many people do not buy umbrella insurance either because they do not see it as necessary, or they do not know what it is. After reading the following, you will fully understand what umbrella insurance is, and why it is important.

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Insurance Risks – 5 Reasons to Rethink Installing Your Diving Board

Most everyone can remember the dog days of their childhood summers; particularly visiting the “friend-with-a-pool’s” house to cool off. What you might not have known was that your friends’ parents were responsible for you, even if they weren’t there at the time. [Read more…]

Business Insurance: Are Property & Liability Important?

There truly is some form of insurance for anything that you may need covered.
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