When you’re searching for a new policy for your small business, it can be difficult to wrap your head around all the insurance jargon and terminology. One common area of confusion arises from the terms “additional insured” vs. “loss payee.” At first glance, it can seem these two are the same because you can add both entities to your business insurance and grant them the right to benefits. However, beyond this broad similarity, they’re actually quite different. Let’s discuss the difference between additional insured vs. loss payee and their accompanying rights. [Read more…]
Business Insurance: Additional Insured vs. Loss Payee
May 3, 2022 by
Do College Students Need Renters Insurance?
January 4, 2022 by
When your child leaves for college, they bring many of their belongings with them, such as their laptop, wardrobe, and gaming console. But what happens if their property is stolen or damaged? Since they’re living away from home, does homeowners insurance still cover their possessions, or do they need to invest in renters insurance? It can be a lot to ask of a college student to cover the repair or replacement costs of their valuables, so let’s review if college students need renters insurance to keep themselves and their belongings protected. [Read more…]
Homeowners Insurance: Are Your Detached Structures Covered?
December 3, 2021 by
Investing in a homeowners insurance policy gives you the peace of mind that your home and the belongings within are covered in the event of a disaster. However, what if a tree lands on your detached garage, strong winds knock over your fence, or a lightning strike damages your pool’s pump? Will your policy jump in to help cover the losses of the external structures? Let’s review how homeowners insurance works when it comes to keeping your detached structures covered. [Read more…]
The Difference Between Workers Compensation and Disability Insurance
June 4, 2021 by
All business owners have an obligation to protect their staff members. However, there’s no way to completely mitigate the risks of injuries in the workplace, regardless of the industry. Fortunately, policies like workers compensation and disability insurance make it possible to safeguard an employee’s livelihood in the event of an accident. Insurance policies like these are essential to protecting both the worker and the business. Nevertheless, not all policies are built the same, so let’s review some of the key differences between workers compensation and disability insurance. [Read more…]
How to Make the Most of a Social-Distancing Summer
June 24, 2020 by
Summer’s officially begun, and many of us don’t want to let it go to waste, given the harshness of New England winters. But with the global pandemic putting a hitch in all our plans, it’s difficult to put a positive spin on this warm-weather season. However, although summer festivals, summer camps, and vacation plans have been canceled, there are still safe ways to have fun for you and your family. In this blog, we will discuss some of the ways to make the most of a social-distancing summer. [Read more…]
Protecting Your Pool During the Off-Season
September 6, 2019 by
The summer is ending, which mean the cold months ahead are right on our doorsteps. The winter can be harsh on everything, and unfortunately, your pool is no exception, bringing conditions that can severely damage it. Luckily, homeowners and liability insurance will cover these extremities. However, there are several precautionary steps you can take to prepare your pool beforehand. Be sure to learn as much as you can so your pool is ready to face the winter.
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