Do College Students Need Renters Insurance?

A female student in a pink coat doing homework on top of a desk in her college dormitory.When your child leaves for college, they bring many of their belongings with them, such as their laptop, wardrobe, and gaming console. But what happens if their property is stolen or damaged? Since they’re living away from home, does homeowners insurance still cover their possessions, or do they need to invest in renters insurance? It can be a lot to ask of a college student to cover the repair or replacement costs of their valuables, so let’s review if college students need renters insurance to keep themselves and their belongings protected. [Read more…]

Homeowners Insurance: Are Your Detached Structures Covered?

A blue shed next to a wooden fence surrounded by flowers and greenery in a backyard.Investing in a homeowners insurance policy gives you the peace of mind that your home and the belongings within are covered in the event of a disaster. However, what if a tree lands on your detached garage, strong winds knock over your fence, or a lightning strike damages your pool’s pump? Will your policy jump in to help cover the losses of the external structures? Let’s review how homeowners insurance works when it comes to keeping your detached structures covered. [Read more…]

The Difference Between Workers Compensation and Disability Insurance

A man leaning on metal stairs and holding his lower back after taking a fall.All business owners have an obligation to protect their staff members. However, there’s no way to completely mitigate the risks of injuries in the workplace, regardless of the industry. Fortunately, policies like workers compensation and disability insurance make it possible to safeguard an employee’s livelihood in the event of an accident. Insurance policies like these are essential to protecting both the worker and the business. Nevertheless, not all policies are built the same, so let’s review some of the key differences between workers compensation and disability insurance. [Read more…]

How to Make the Most of a Social-Distancing Summer

A senior couple planting a garden, depicting a way to enjoy a social-distancing summerSummer’s officially begun, and many of us don’t want to let it go to waste, given the harshness of New England winters. But with the global pandemic putting a hitch in all our plans, it’s difficult to put a positive spin on this warm-weather season. However, although summer festivals, summer camps, and vacation plans have been canceled, there are still safe ways to have fun for you and your family. In this blog, we will discuss some of the ways to make the most of a social-distancing summer. [Read more…]

Protecting Your Pool During the Off-Season

The summer is ending, which mean the cold months ahead are right on our doorsteps. The winter can be harsh on everything, and unfortunately, your pool is no exception, bringing conditions that can severely damage it. Luckily, homeowners and liability insurance will cover these extremities. However, there are several precautionary steps you can take to prepare your pool beforehand. Be sure to learn as much as you can so your pool is ready to face the winter.

[Read more…]

Why Welders Business Insurance Will Protect Your Company

Essential Insurance Policies for your Welding Business As a welding specialist, you spend the day using flame-cutting equipment to bring together parts of metal. Needless to say, you work in a high-risk environment. Any problems or injuries that arise from this line of work can result in serious consequences for your business. Determining the best welders business insurance policies for you and your staff will ensure your business is protected from claims and financial damage. [Read more…]