Whether you have been a homeowner for 30 years or you just purchased your first home, homeowner’s insurance is a must for the safety of you and your family. You cannot predict the future of what kind of perils or unforeseen circumstances lie ahead. It’s extremely important to be sure that personal belongings are properly insured if an accident were to happen. Here are some helpful tips on itemizing your coverage so you are getting the most out of your homeowner’s insurance policy. [Read more…]
Homeowner’s Insurance: Tips on Itemizing Your Coverage
Home Insurance Basics: Endorsements and Itemizing Your Coverage
In property and casualty insurance, an endorsement is an amendment to your policy that specifies your coverage under certain circumstances or for itemized valuables. Some elective endorsements include things like jewelry, antiques, or other itemized household objects. Learning about what options are available to you is an important part of home insurance basics. While it may be time consuming to determine what is eligible for itemized coverage, it is beneficial in the long run if any loss was to happen. [Read more…]