Homeowners insurance policies are designed to cover a broad spectrum of risks, from damage to the house to the liability of those within. Nevertheless, like most industries, insurance providers set a limit to what their policy covers to preserve their business. These boundaries are set by the exclusions of the policy. To save yourself from heartache the line, it’s critical to understand some of the common homeowners insurance exclusions, as there are actions you can take to offset the damages. [Read more…]
Why Should You Insure Your Engagement Ring?
Popping the question is a significant moment in time, often sealed by gifting an engagement ring meant to last forever. The potential loss or damage to something with such an emotional attachment can be heart-wrenching. If this is something you intend to rock (no pun intended) for years to come, then it is important to have a plan in place in case something happens to it. We have a few suggestions that are worth reading to properly insure your engagement ring lasting the test of time. [Read more…]