5 Tips for Reducing Your Auto Insurance Costs

A car on top of a pile of coins.Insurance premiums are a just another bill, and just like any other bills such as water or electricity, you can reduce the costs through smart investment and good habits. Auto insurance is a requirement for any driver, so it’s important to have the right amount of coverage as well as paying the right price for it. Below are five tips for reducing your auto insurance costs. [Read more…]

Benefits of Early Life Insurance

Portrait of a young man.Despite its name, life insurance is often associated with death. It is seen as an end of life precaution, but the benefits of such a policy are more extensive and less expensive if purchased earlier in life. People in their twenties are often not thinking about purchasing a life insurance policy, but by starting young not only do they lock in more attractive rates, they get a resource that not only can support their dependents, but be accessed by themselves in times of need. Learn why the best life insurance is early life insurance. [Read more…]

Motorcycle Safety and Insurance

Motorcycles on the road.There were 125,270 motorcycles registered in Massachusetts in 2014. Whether it’s an expression of rebellion or simply another method of transportation all 125,270 of those motorcycles are required to have insurance. The risk of causing an accident and the damage to the motorcycle itself is generally costlier than damages to another motor vehicle. Motorcycle insurance with a standard policy only covers pedestrians but, it does not cover the injuries of the driver or passengers. This is all the more reason for motorcycle riders to engage in safe driving habits. [Read more…]

5 Tips to Reducing Motorcycle Insurance Costs

Taking a motorcycle out for a ride.The reasons to own a motorcycle are as varied as the bikes themselves as well as the drivers. To some it’s a break from conformity, to others it’s a fun second vehicle, and to some it’s a less expensive form of transportation. Regardless of your reasons for owning one, just like with a car you’re required to have it insured. And while many motorcycles close less than equivalent cars, it’s sometimes shocking how much your insurance policy premiums can be. Here are five tips for reducing motorcycle insurance costs: [Read more…]

Understanding Term vs Permanent Insurance

For most people, death is not a real pleasant thought. It’s especially unpleasant for those who have loved ones depending on them. Knowing that your children, spouse, or other dependents are provided for can take an immeasurable load off your mind. Ideally, everyone will live to a ripe old age, but there are no guarantees. If something were to happen, insurance provides for those you have designated as beneficiaries. They will receive monetary benefits to help supplement loss of income, deal with remaining medical bills, and cover funeral and burial expenses. [Read more…]

How Insurance Premiums are Calculated: Moving

Whether it’s a new place in the same city, or a new city on the other side of the country, you might be surprised how a move can affect your car insurance. It doesn’t matter if you haven’t changed cars or had any brushes with the law, the simple act of relocation can cause the premiums on your car to go up or down. But why? Calculating the price of insurance uses many factors you may not think matter, but that have statistical changes on the chance of getting into an accident.

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