COVID-19’s Impact on Life Insurance

Elderly woman in mask pondering COVID-19's impact on life insurance while looking out windowThe COVID-19 pandemic has prompted many to consider life insurance or reevaluate their current policies, and the industry has been facing a surge in demand. The uncertainty regarding one’s health during this pandemic is leading many to think about the finances their loved ones will be left with in the case of an untimely death. If you’re looking into life insurance at this critical time, you need to understand COVID-19’s impact on life insurance and how this pandemic has altered your prospects. [Read more…]

Covered With Holes: What is an Insurance Rider & Why You May Need One

What is an Insurance Rider?

What is an Insurance Rider, TJ Woods Insurance Agency, Worcester, MAInsurance riders are additional insurances that a policyholder may purchase beyond their standard insurance agreement. While you may think that you are fully-insured by a general insurance policy, some buyers may find that there are additional coverages they need to fit their service goals. Riders allow policyholders to develop an insurance plan beyond the one-size-fits-all models that fits their individual needs. [Read more…]