How Telematics Affect Your Auto Insurance

Car dashboard with neon interface communicating telematics affect on auto insuranceYour personal information is precious, so when insurance companies began introducing incentives for policyholders to install tracking devices – also known as telematics – in their vehicles, the public was justifiably wary. But if you can look past the myths of telematics, you can discover the benefits these devices provide to both drivers and insurance providers. Whether you are still suspicious or are looking to install one of these devices in your vehicle, it’s important to familiarize yourself with the ways telematics work and affect your auto insurance. [Read more…]

Pros and Cons of Living in a Gated Community

Security Gate for Gated CommunityThe location of your house can play a large role in the price of your homeowners insurance. But have you ever considered the effects that living in a gated community can have on your insurance? Gated communities are safe, private, and protected, so shouldn’t they have cheaper insurance? Dependent upon where you live and who your insurance company is, you may be eligible for a discount if you live in a gated community. [Read more…]