As the world grows more digital by the day, your personal information is at greater risk of theft. In the unfortunate event a criminal gets their hands on sensitive information, they may be able to open a credit account under your name and build up a frightening amount of fraudulent charges. With threats present across all corners of the internet, it would be a blessing if there was some sort of emergency button to halt credit activity in the event your personal information is stolen. Fortunately, there is such an option. Let’s look at how to freeze your credit and when it’s appropriate to do so. [Read more…]
When and How to Freeze Your Credit
Holiday Shopping Online: 5 Safety Tips
Shopping online has made getting things for yourself and gifts for others easier than ever. This is true all year long, but especially during the holiday season where gifts for family, friends, and co-workers means your credit card and internet can be working overtime. And while all this money is flying around, there will be those online who want to take advantage of your spending spree. Keep your wallet and your gifts safe with these cyber safety tips for holiday shopping online. [Read more…]
Business Identity Theft: Depositors Forgery Insurance
Identity theft is no longer only a consumer crime. Thieves have learned that businesses also have identities that can be stolen. From a criminal’s perspective, it is significantly more cost-effective to steal business identities than consumer identities. Businesses have bigger bank accounts, higher credit limits, and large purchases go undetected more easily. Thieves are targeting businesses for quick and easy profit, and unsuspecting businesses can be very easy targets. It is a serious risk and you need to know the facts and how to protect your business, before it becomes the next victim. [Read more…]