What Happens to Homeowners Insurance When You Move?

Hand truck with cardboard box as home isolated on white. Moving house concept.

When you start thinking above moving out of your current home, the insurance you’ve invested in the current property is probably the furthest thing from your mind. As you start settling on a new property and work through the negotiations and specifics, it’s time to think about it. A question we commonly get from homeowners is what happens to their homeowners’ insurance when they move. Can I take it with me to the new property? What would a new policy look like? What should I do with the old policy, and when should I cancel? Let’s look at all sides of this issue.

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What is Mortgage Insurance and How Does it Work?

Buying a new home is an exciting time for new homeowners, but also one that requires a lot of financial planning. When working with real estate firms and mortgage banks, you’ll find new options and more favorable rates can become available for you through having the loan insured. Like homeowner’s insurance, mortgage insurance is something any new homeowner should think about. Read on to learn more.

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What Do You Do If Your Pipes Freeze?

The bitter cold of the winter is here, and just when you think it is starting to warm up again, it goes back to negative degrees. We are all just wishing for a warm 25-degree day, oppose to -3 degrees. This freezing weather not only sparks health issues such as frostbite or having a hard time breathing because of the thin air, but also risks to your home such as frozen pipes. What do you do if your pipes freeze? [Read more…]

Preventing and Dealing with Frozen Pipes & Ice Dams

Frozen pipe covered in ice.With the first snows already hitting New England, it’s time to get ready for the cold weather and the resulting freezes that cause ice issues. Preparing your home is more than just stocking up on firewood and salt for the driveway, it’s also about making sure your home is both protected from the cold and that you have the tools to remove any hazards before they further damage your home. This article will go over two major ice issues that spring up in the winter: frozen pipes and ice dams. [Read more…]