Tips for Preventing Water Damage from a Leaking Refrigerator

A man checking the door of a refrigerator to determine the cause of a leakIt doesn’t take long for a burst pipe to cause severe damage to your home. However, gushing water isn’t the only cause of water damage; oftentimes, a little drip can result in a big problem. A common culprit of slow, progress leaks is one of the most essential appliances in your home: the refrigerator. Since your fridge fulfills a variety of complex functions, it’s not out of the ordinary for a leak to occur and gradually cause water damage. Luckily, you don’t necessarily require a repairman when it comes to preventing water damage from a leaking refrigerator. [Read more…]

Attractive Nuisances: How They Affect Insurance

A swing set in a back yard, used to dedicate an attractive nuisanceWe’re in the dog days of summer, and despite quarantine, children are excited about playing outdoors. Although it’s important to encourage children to stay active, you also teach them about the potential hazards in your neighborhood. These hazards can come in a variable of shapes, from playground equipment to power tools. However, it’s also important to be wary of the dangers features on your property present to others. Learn more about what insurance carriers refer to as attractive nuisances and how they affect insurance. [Read more…]

Does Your Nonprofit Organization Need Coverage for Volunteers?

A male volunteer in a medical mask delivering a box of vegetables to someone's front doorstepDespite the charitable nature of nonprofit organizations, there are some essential guidelines they must follow to prevent risks to themselves. Although they have different goals than traditional businesses, volunteer-driven nonprofits need to protect their team, and while nonprofits operate differently than a traditional business, they share some of the same risks and liabilities. Let’s dive into what types of coverage for volunteers nonprofit organizations require. [Read more…]

6 Common Homeowners Insurance Exclusions

A house and garage situated near a lake that has been flooded, which is a common exclusion of homeowners insuranceHomeowners insurance policies are designed to cover a broad spectrum of risks, from damage to the house to the liability of those within. Nevertheless, like most industries, insurance providers set a limit to what their policy covers to preserve their business. These boundaries are set by the exclusions of the policy. To save yourself from heartache the line, it’s critical to understand some of the common homeowners insurance exclusions, as there are actions you can take to offset the damages. [Read more…]

How to Make the Most of a Social-Distancing Summer

A senior couple planting a garden, depicting a way to enjoy a social-distancing summerSummer’s officially begun, and many of us don’t want to let it go to waste, given the harshness of New England winters. But with the global pandemic putting a hitch in all our plans, it’s difficult to put a positive spin on this warm-weather season. However, although summer festivals, summer camps, and vacation plans have been canceled, there are still safe ways to have fun for you and your family. In this blog, we will discuss some of the ways to make the most of a social-distancing summer. [Read more…]

7 Simple Steps to Reporting a Homeowners Insurance Claim

An oak tree damaging the roof of a house, indicating the need to report a homeowners insurance claimMany unfortunate events can damage your home: a burglary, a violent hurricane, or a cooking accident. To receive the help you need from your homeowners insurance, you must follow a set of rules and procedures that were outlined in the contract between you and the insurer. It’s important to read the details of your policy to determine your responsibilities, but to get you started, we’ve provided some simple steps to reporting a homeowners insurance claim. [Read more…]