5 Questions Buyers Should Ask Their Home Inspector

A female home inspector writing notes on a home inspection report standing beside a boarded wall and a hot and cold water nozzle.New or not, a buyer should always hire a home inspector to inspect their latest investment. Shady contractors have been known to cut corners to save a buck, and since many homes come pre-owned, the level of maintenance can vary greatly from house to house. With a home being one of the most expensive investments you can make, you want to be sure you know the true condition of a house, and a home inspector is available to provide that information to you. However, to make certain all information is provided, here are some questions buyers should ask their home inspector. [Read more…]

The 6 Most Common Homeowners Insurance Claims

A large oak tree crushing the side of a house, meant to signify and insurance claim matter.Most people who own a home carry homeowners insurance as it’s a required condition of mortgage ownership. But beyond the necessity of it, insurance provides you with coverage for damages that could otherwise bankrupt you or put you in a tight financial bind. The cost of premiums is nothing compared to the aid you’ll receive on a covered claim. To truly understand its importance, let’s review some of the most common homeowners insurance claims. [Read more…]

Is Downsizing from a House to a Condo Right for You?

A upward angled photo of a tan condo under a partly cloudy skyAre you planning to retire soon? Are you an empty nester tired of all the property upkeep? Perhaps you’re looking to cash in on the housing market boom. Whatever the reason, you may be considering downsizing to a condo. Both condos and houses have their own set of benefits, and it’s important you take time to determine which living situation is best for you. Let’s discuss some of the key considerations to take into account before downsizing from a house to a condo. [Read more…]

What Does It Mean to Bundle Your Insurance Policies?

The inside of a tiled garage with a white minivan and black ATV parked inside, meant to represent the benefits of bundling your insurance policies.Insurance is a necessary expense for most households, but it doesn’t have to be an investment that breaks the bank. You want to be sure you’re getting the best coverage for your possessions while also utilizing possible discounts. If you’re the owner of both a home and a vehicle, there’s likely an opportunity to secure savings by bundling your policies. Beyond savings, you can also take advantage of the other benefits bundling has to offer. Let’s discuss what it means to bundle your insurance policies and all the perks that come with doing so. [Read more…]

Winter Furnace Maintenance: Preparing for the Cold

A high-efficiency furnace in a narrow basement surrounded by white walls.Our comfort heavily relies on our home’s furnace, especially in the winter. Its essential function is to keep us warm and provide us with hot water, which is more than just a luxury when confronted with freezing temperatures. If your furnace is underperforming, how do you know whether it’s nearing the end of its life or if it simply needs some TLC? Let’s take a look at some tips for winter furnace maintenance to ensure it’s up for the task this season. [Read more…]

Do College Students Need Renters Insurance?

A female student in a pink coat doing homework on top of a desk in her college dormitory.When your child leaves for college, they bring many of their belongings with them, such as their laptop, wardrobe, and gaming console. But what happens if their property is stolen or damaged? Since they’re living away from home, does homeowners insurance still cover their possessions, or do they need to invest in renters insurance? It can be a lot to ask of a college student to cover the repair or replacement costs of their valuables, so let’s review if college students need renters insurance to keep themselves and their belongings protected. [Read more…]