Employee Safety and Business Insurance While Working Remotely

Woman in pajamas working remotely on laptop at home with her dog. With the current pandemic leading to lockdowns and orders to stay at home, many are now working from home. Beyond reducing exposure to COVID-19, there are many notable benefits for employees, such as flexibility, comfort, and savings on commute. However, this convenience comes with some risks to your business, such as the exclusion of business property coverage from homeowners insurance and liability exposure to visiting business associates. To ensure you’re protected from the added risks, learn to teach employee safety and understand your business insurance coverage while working remotely. [Read more…]

Things to Consider Before Buying an Old House

Old, gray house surrounded by treesNew homes are expensive, and older houses exude character. A home that has weathered the decades contains history within its walls – something a new house can’t hope to provide. But while an older home’s structure and interior may look sound, there are a few dealbreakers that could be hidden from plain sight. Before you pull the trigger, there are some dangerous and financial drawbacks to consider before buying an old house. [Read more…]

Do Renovations Affect Your Homeowners Insurance Rates?

Worker doing renovations to his home by installing vinyl flooringWhether you’re remodeling your bathroom or building a back porch, renovations are a great way to raise your home’s value. However, since you’re increasing the home’s market value, it’s always a good idea to reevaluate your homeowner’s insurance to ensure you are properly covered at the best rates. Moreover, while some renovations increase your rates, others may grant you discounts and savings on homeowners insurance. Read on to discover the types of renovations that affect your homeowners insurance rates and what additional policies can protect you during construction. [Read more…]

Steps to Insuring Your Valentine’s Day Gift

Calendar with Valentine's Day circled and diamond ring in gift box on topValentines’ Day is a time to celebrate your love with that someone special. A great way of showing your affection is to gift your significant other a dazzling and expensive piece of jewelry or – if the time is right – engagement ring. But with a pricey, polished gift comes the responsibility of keeping it safe and secure. To save yourself and your loved one the added financial heartache if that gift gets damaged or disappears, look into insuring your Valentine’s Day gift. [Read more…]

Signs You’re Due for a Roof Replacement

Damp, broken shingles on roof in need of replacementWe don’t often think about the roofs over our heads. After all, when it’s out of sight, it’s out of mind. But it’s wise not to wait until a roof collapse to determine if you’re due for a roof replacement. Roof leaks can cause costly damage to your home, and homeowners insurance will not always cover such damages. Therefore, it’s important to pay your roof the attention it deserves, and there are several signs you can look out for before tragedy befalls your family and your wallet. [Read more…]

Tips to Save on Insurance When Buying a Vacation Home

Vacation beachfront house with wooden walkwayThe winter season is a popular time to get away. There is a destination for every persona. You can travel north to snowshoe through snowy pines, or you can escape south to soak up the rays with a fruity cocktail in hand. Though it is nearly everyone’s dream, there is no hiding the fact that buying a vacation home is expensive, even without factoring in the cost of additional homeowners insurance. Luckily, there are steps you can take while searching for a vacation home to deflect some of the costs of insurance. [Read more…]