We love to have trees in our yards, but we often forget the hazards that can come with them. The winter season in New England can be unpredictable, which leads to homes being damaged by falling trees. Will your homeowners insurance cover fallen trees? What are the different causes of tree damage? Learn how these policies protect your home and what you can do to make your trees safer. [Read more…]
Will My Homeowners Insurance Cover Fallen Trees?
January 4, 2023 by
Can a Landlord Require Renters Insurance?
November 16, 2022 by
While approximately 95% of homeowners in the U.S. have homeowners insurance, only about 57% of renters have renters insurance. Unlike car insurance, here in Massachusetts, renters insurance is not required by law. And although the benefits of having renters insurance are various, with policies starting at very low premiums, many still choose to go without in order to save a few dollars a month. But wait—not so fast. Even if it’s not a government mandate, landlords often ask that their tenants do make the investment. This begs the question: Can landlords be the ones to require renters insurance? [Read more…]
Home Window Safety: Preventing Potential Problems
October 26, 2022 by
Are you enjoying the crisp fall air this time of year? For now, New Englanders are in the clear when it comes to the hot and humid days. It can be tempting to open all the windows in your house to let in some fresh air and a cool breeze, but before you do, be sure you’re aware of potential risks. Let’s review the things that make home window safety so important and how you can prevent window-related incidents. [Read more…]
Yard Sale Liabilities: Preventing Insurance Risks
September 29, 2022 by
As the crisp fall temperatures start to move in, you might be looking to move out some of your unwanted or excess household possessions. This time of year tends to be well-suited for hosting yard or garage sales. It’s easy enough to set up some tables, post handwritten cardboard signs around town, and name your price on items, but what many people don’t know is that there are potential risks involved in other parts of the yard sale process. So, before you go purging your cabinets, closets, and sheds, let’s review the yard sale liabilities you need to be aware of and how insurance can help. [Read more…]
Hurricane Season: Tips for Safe Driving in a Hurricane
September 23, 2022 by
The 2022 Atlantic hurricane season is upon us. Each year, this six-month period officially lasts from June 1st to November 30th, with peak hurricane activity typically occurring in September. While these hurricanes and tropical storms pose the biggest threat to states along the Gulf Coast, Massachusetts is still susceptible. The Commonwealth oftentimes deals with the residual effects of these southern and coastal storms, like torrential rain, intense winds, and flooding—all of which can make a real mess of the roads. Here are some steps you can take for safe driving in a hurricane or hurricane-like conditions. [Read more…]
What Information Does an Insurance Declaration Page Provide?
September 15, 2022 by
Insurance policies are comprehensive and extensively detailed, so reading and understanding them can be confusing. Yet, there’s a lot of important knowledge that can be garnered from reviewing your policy. The best and simplest way to gain a thorough understanding of your insurance coverage is to read the policy’s insurance declaration page. This vital information grants you a summary of your policy so you can get the details you need at a glance. Let’s discuss what information an insurance declaration page provides. [Read more…]
