Can My Home Be Insured for Damages Caused by Wildlife?

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Massachusetts is home to many interesting animal species. Unfortunately, many of these creatures can cause big problems in and around your house. Animals like bears and beavers, specifically, can deal some serious damage to your property. Understand the measures you can take to prevent conflicts with wild animals, as well as how your insurance covers your home for the resulting damages.

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Homeowners Insurance for New Homeowners

Purchasing your first home is an exciting experience. It is an opportunity to finally have some control over deciding between prioritizing that his and hers bathroom sink or choosing a home with a backyard big enough to host parties. Becoming a first-time homeowner can be viewed as a big step toward the path of becoming an adult. Often remiss from the conversation of choosing the home is the importance of having the right homeowners insurance. These are a few pertinent questions to understand that could help complement the right home with the right homeowners insurance. [Read more…]

Tips on How to Safely Use Your Space Heater

Space heater on a wooden floorThe winter is here, and so aren’t the inevitable expensive heating bills. Often times, homes and offices will try to save money on their heating bill by using an alternative source such as a space heater. While this may seem like a great idea, but if you fail to use it safely, you could be putting yourself and everyone around you in danger. The National Fire Protection Agency released a report that heating equipment is the second leading cause of U.S home fires and the third leading cause of home fire deaths. Learn more about how to prevent a fire in your home and how to keep yourself safe and warm this winter. [Read more…]

Tips on How to Get Through a Power Outage

A picture of power lines during the sunset with a blue and yellow skyIn Massachusetts, we are not new to losing power, especially in the winter. We always are involved in major winter storms such as snow, ice, sleet, rain, and wind which can have a major effect on our power lines. Usually, we can expect that power will be restored within the hour, but sometimes it takes longer. If this happens to your home, are you prepared? [Read more…]

What Do You Do If Your Pipes Freeze?

The bitter cold of the winter is here, and just when you think it is starting to warm up again, it goes back to negative degrees. We are all just wishing for a warm 25-degree day, oppose to -3 degrees. This freezing weather not only sparks health issues such as frostbite or having a hard time breathing because of the thin air, but also risks to your home such as frozen pipes. What do you do if your pipes freeze? [Read more…]

Why Should You Insure Your Engagement Ring?

An engagement ring on a silver bandPopping the question is a significant moment in time, often sealed by gifting an engagement ring meant to last forever. The potential loss or damage to something with such an emotional attachment can be heart-wrenching.  If this is something you intend to rock (no pun intended) for years to come, then it is important to have a plan in place in case something happens to it. We have a few suggestions that are worth reading to properly insure your engagement ring lasting the test of time. [Read more…]