How to Make the Most of a Social-Distancing Summer

A senior couple planting a garden, depicting a way to enjoy a social-distancing summerSummer’s officially begun, and many of us don’t want to let it go to waste, given the harshness of New England winters. But with the global pandemic putting a hitch in all our plans, it’s difficult to put a positive spin on this warm-weather season. However, although summer festivals, summer camps, and vacation plans have been canceled, there are still safe ways to have fun for you and your family. In this blog, we will discuss some of the ways to make the most of a social-distancing summer. [Read more…]

7 Simple Steps to Reporting a Homeowners Insurance Claim

An oak tree damaging the roof of a house, indicating the need to report a homeowners insurance claimMany unfortunate events can damage your home: a burglary, a violent hurricane, or a cooking accident. To receive the help you need from your homeowners insurance, you must follow a set of rules and procedures that were outlined in the contract between you and the insurer. It’s important to read the details of your policy to determine your responsibilities, but to get you started, we’ve provided some simple steps to reporting a homeowners insurance claim. [Read more…]

5 Common Factors That Increase Homeowners Insurance Rates

Two toy wooden houses next to a canvas with an upward trending green arrow indicating factors that increase homeowners insurance ratesHomeowners insurance rates tend to fluctuate from year to year. Sometimes the increase is such a minuscule amount that it goes unnoticed, and sometimes it’s significant enough to leave homeowners scratching their heads, wondering what lead the insurance company to raise it. While some of these increases are unavoidable, learning about these common factors that increase homeowners insurance rates can protect you from incurring a financial blow. [Read more…]

When is Your Laptop Covered by Insurance?

Woman using laptop on a couchWith the stay-in-place advisory in Massachusetts, your laptop is a valuable resource when it comes to updates concerning COVID-19, paying bills online, and interacting with family and friends. It’s justifiable to want the most protection for something that acts as a digital window to the outside world. Since these machines are so vital in this day and age – especially given the crisis – you may be wondering when your laptop is covered by insurance. [Read more…]

Employee Safety and Business Insurance While Working Remotely

Woman in pajamas working remotely on laptop at home with her dog. With the current pandemic leading to lockdowns and orders to stay at home, many are now working from home. Beyond reducing exposure to COVID-19, there are many notable benefits for employees, such as flexibility, comfort, and savings on commute. However, this convenience comes with some risks to your business, such as the exclusion of business property coverage from homeowners insurance and liability exposure to visiting business associates. To ensure you’re protected from the added risks, learn to teach employee safety and understand your business insurance coverage while working remotely. [Read more…]

Things to Consider Before Buying an Old House

Old, gray house surrounded by treesNew homes are expensive, and older houses exude character. A home that has weathered the decades contains history within its walls – something a new house can’t hope to provide. But while an older home’s structure and interior may look sound, there are a few dealbreakers that could be hidden from plain sight. Before you pull the trigger, there are some dangerous and financial drawbacks to consider before buying an old house. [Read more…]