Tips to Save on Insurance When Buying a Vacation Home

Vacation beachfront house with wooden walkwayThe winter season is a popular time to get away. There is a destination for every persona. You can travel north to snowshoe through snowy pines, or you can escape south to soak up the rays with a fruity cocktail in hand. Though it is nearly everyone’s dream, there is no hiding the fact that buying a vacation home is expensive, even without factoring in the cost of additional homeowners insurance. Luckily, there are steps you can take while searching for a vacation home to deflect some of the costs of insurance. [Read more…]

Taking the First Steps to Turn Your Hobby into a Business

Man enjoying turning his hobby into a business and wrapping a flower bouquet in green paper In the words of Mark Twain, “Find a job you enjoy doing, and you will never have to work a day in your life.” What many would call a pipe dream has become a reality for millions around the globe. Turning your hobby into a business, whether it be gardening, baking, or painting, is attainable if you are willing to adopt a business mindset and the precautions necessary to guarantee financial stability. The preliminary steps are the easiest: identify your hobby, and make sure you are great at it. But where do you go from there?
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The Home Inspection and Homeowners Insurance Relationship

A home inspector in a white hardhat inspects the exterior windows of a home.Your homeowner’s insurance is there to protect your home and the things and people inside it. So, what happens if there’s a risk that no one knows about? This is why it’s always recommended before buying a home to have a home inspection performed, and why certain insurance providers might ask for a home inspection to be performed as part of the insurance process. Today we’re going to look at the home inspection and homeowners insurance and how the two work together. [Read more…]

Three Insurances to Have After You’re Married

Close up of the hands of a married couple.Marriage is a big deal. Beyond the relationship, wedding, and all the well-wishes, being married also means tying yourself financially to another person, from joint accounts to moving in together into a brand-new home. It’s important to make sure all of this is protected, from the new assets and property in your life to those who might depend on your income to make ends meet. In this article, we’ll go over three types of insurance policies you and your loved one should talk about taking out. [Read more…]

How Home Insurance Keeps You Safe During Holiday Travel

Plastic Suitcase And Santa Claus Hat On Red Background.Heading out for the holidays? While we all hope our holidays will be smooth sailing when it comes to traveling – from across the city to across the country – we’re not always so lucky. Empty homes, dangerous roads, and perhaps a few issues with luggage and presents can all take the jolly out of the holidays. We’re going to look at how your property insurance, such as renters and homeowners, helps keep you and property safe these holidays, even when you’re far from home. [Read more…]

What Happens to Homeowners Insurance When You Move?

Hand truck with cardboard box as home isolated on white. Moving house concept.

When you start thinking above moving out of your current home, the insurance you’ve invested in the current property is probably the furthest thing from your mind. As you start settling on a new property and work through the negotiations and specifics, it’s time to think about it. A question we commonly get from homeowners is what happens to their homeowners’ insurance when they move. Can I take it with me to the new property? What would a new policy look like? What should I do with the old policy, and when should I cancel? Let’s look at all sides of this issue.

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