Yard Sale Liabilities: Preventing Insurance Risks

Person's Hand Holding Yard Sale Sign in Front of HouseAs the crisp fall temperatures start to move in, you might be looking to move out some of your unwanted or excess household possessions. This time of year tends to be well-suited for hosting yard or garage sales. It’s easy enough to set up some tables, post handwritten cardboard signs around town, and name your price on items, but what many people don’t know is that there are potential risks involved in other parts of the yard sale process. So, before you go purging your cabinets, closets, and sheds, let’s review the yard sale liabilities you need to be aware of and how insurance can help. [Read more…]

Hurricane Season: Tips for Safe Driving in a Hurricane

SUV drives through floodwaters left from a hurricane.The 2022 Atlantic hurricane season is upon us. Each year, this six-month period officially lasts from June 1st to November 30th, with peak hurricane activity typically occurring in September. While these hurricanes and tropical storms pose the biggest threat to states along the Gulf Coast, Massachusetts is still susceptible. The Commonwealth oftentimes deals with the residual effects of these southern and coastal storms, like torrential rain, intense winds, and flooding—all of which can make a real mess of the roads. Here are some steps you can take for safe driving in a hurricane or hurricane-like conditions. [Read more…]

What Information Does an Insurance Declaration Page Provide?

A homeowners insurance agent reviewing the insurance declaration page with their client at a table.Insurance policies are comprehensive and extensively detailed, so reading and understanding them can be confusing. Yet, there’s a lot of important knowledge that can be garnered from reviewing your policy. The best and simplest way to gain a thorough understanding of your insurance coverage is to read the policy’s insurance declaration page. This vital information grants you a summary of your policy so you can get the details you need at a glance. Let’s discuss what information an insurance declaration page provides. [Read more…]

How Homeowners Insurance Covers More Than Just Your Home

A family at home, including two parents on a couch watching children play.When you think about your homeowners policy, the first thing that probably comes to mind is the house itself and your belongings in it. And while it’s true there might be the most pressing coverages needed in the event of disaster striking, they aren’t the only coverages that your average home insurance policy has. Learn how homeowners insurance covers more than just your property – including the protection for those you love and needs outside your home. [Read more…]

Does a Hot Tub Affect Your Homeowners Insurance?

A hot tub surrounded by a tile base overlooking a lake.Whether it’s warm or cold outside, a hot tub can be relaxing and therapeutic after a hard day’s work. It can be the centerpiece of your backyard and a popular attraction when hosting events. While your worries might melt away when you’re soaking in a hot tub, you shouldn’t neglect the insurance implications and dangers of owning one yourself. We’re here to answer your questions about how a hot tub affects your homeowners insurance.
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5 Questions Buyers Should Ask Their Home Inspector

A female home inspector writing notes on a home inspection report standing beside a boarded wall and a hot and cold water nozzle.New or not, a buyer should always hire a home inspector to inspect their latest investment. Shady contractors have been known to cut corners to save a buck, and since many homes come pre-owned, the level of maintenance can vary greatly from house to house. With a home being one of the most expensive investments you can make, you want to be sure you know the true condition of a house, and a home inspector is available to provide that information to you. However, to make certain all information is provided, here are some questions buyers should ask their home inspector. [Read more…]