Homeowner’s Insurances Mistakes to Avoid

Whether you’re moving into your first home or your fifth home, homeowner’s insurance is always a safe bet. It’s important to know about its coverages, as well the other policies you might need to make sure your home is protected. Since there are so many different types of insurances to choose from, knowing what’s available before settling on a property can make a world of difference. Keep reading to see some common mistakes homeowner’s make and give you an insight on ways to avoid following suit.

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Do You Need a Home Inventory?

Owning your first home is a huge step in your life and it’s all very exciting. In the midst of all the excitement, you need to purchase home insurance. That’s a given, but do you know what else you should do next? If you don’t, you should keep reading to find out why home inventories are crucial to have. Home inventories offer better coverage and guarantee you a faster recovery process, which is why it plays a critical part in owning a home.

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What is Mortgage Insurance and How Does it Work?

Buying a new home is an exciting time for new homeowners, but also one that requires a lot of financial planning. When working with real estate firms and mortgage banks, you’ll find new options and more favorable rates can become available for you through having the loan insured. Like homeowner’s insurance, mortgage insurance is something any new homeowner should think about. Read on to learn more.

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Homeowners Insurance for New Homeowners

Purchasing your first home is an exciting experience. It is an opportunity to finally have some control over deciding between prioritizing that his and hers bathroom sink or choosing a home with a backyard big enough to host parties. Becoming a first-time homeowner can be viewed as a big step toward the path of becoming an adult. Often remiss from the conversation of choosing the home is the importance of having the right homeowners insurance. These are a few pertinent questions to understand that could help complement the right home with the right homeowners insurance. [Read more…]

Signs of Foundation Damage

Signs of Foundation DamageWhen purchasing a new home or making renovations on your existing home, there might be more important issues to address such as fixing your home’s foundation instead of installing a pretty backsplash in your kitchen. Fixing your foundation might not be the most exciting part of your home makeover, but it is the most important. Signs such as little cracks and sloping uneven floors can turn into major issues—both structurally and financially. Let’s review the most common signs of foundation damage to your home. [Read more…]

How a Swimming Pool Affects Your Homeowner’s Insurance

Getting a swimming pool installed on your property can be an exciting experience. While everyone dreams of having a pool in their backyard, not many residents are aware of how a swimming pool will affect their homeowner’s insurance. If you’ve been debating on installing a pool for quite some time, the first detail you need to assess for a stress-free installation is how this will affect your policy. Below, we have provided some insights on how your homeowner’s insurance premiums could increase with the new addition to your property. [Read more…]