Attractive Nuisances: How They Affect Insurance

A swing set in a back yard, used to dedicate an attractive nuisanceWe’re in the dog days of summer, and despite quarantine, children are excited about playing outdoors. Although it’s important to encourage children to stay active, you also teach them about the potential hazards in your neighborhood. These hazards can come in a variable of shapes, from playground equipment to power tools. However, it’s also important to be wary of the dangers features on your property present to others. Learn more about what insurance carriers refer to as attractive nuisances and how they affect insurance. [Read more…]

How to Make the Most of a Social-Distancing Summer

A senior couple planting a garden, depicting a way to enjoy a social-distancing summerSummer’s officially begun, and many of us don’t want to let it go to waste, given the harshness of New England winters. But with the global pandemic putting a hitch in all our plans, it’s difficult to put a positive spin on this warm-weather season. However, although summer festivals, summer camps, and vacation plans have been canceled, there are still safe ways to have fun for you and your family. In this blog, we will discuss some of the ways to make the most of a social-distancing summer. [Read more…]

Do Renovations Affect Your Homeowners Insurance Rates?

Worker doing renovations to his home by installing vinyl flooringWhether you’re remodeling your bathroom or building a back porch, renovations are a great way to raise your home’s value. However, since you’re increasing the home’s market value, it’s always a good idea to reevaluate your homeowner’s insurance to ensure you are properly covered at the best rates. Moreover, while some renovations increase your rates, others may grant you discounts and savings on homeowners insurance. Read on to discover the types of renovations that affect your homeowners insurance rates and what additional policies can protect you during construction. [Read more…]

Homeowner’s Insurances Mistakes to Avoid

Whether you’re moving into your first home or your fifth home, homeowner’s insurance is always a safe bet. It’s important to know about its coverages, as well the other policies you might need to make sure your home is protected. Since there are so many different types of insurances to choose from, knowing what’s available before settling on a property can make a world of difference. Keep reading to see some common mistakes homeowner’s make and give you an insight on ways to avoid following suit.

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Home Safety: What is the Most Dangerous Room?

Home Safety What is the Most Dangerous RoomWhen considering all the rooms in your home, you might have thought at some point, “What is the most unsafe or dangerous room in my house?” The first place that likely comes to mind is the kitchen because of the stove, cutlery, and the countertops. So, what exactly is the most dangerous room in your house? It is not your kitchen. As a matter of fact, the most dangerous room in your house is your bathroom. While the kitchen poses some threats for injury, the bathroom is where injuries happen the most. According to the U.S Center for Disease and Control Prevention, most slip and falls in the bathroom occur amongst people ages 65 and up, and is one of the leading causes in their deaths. [Read more…]

Insurance Basics: What Exactly is Liability Insurance?

WInsurance Basics: What Exactly is Liability Insurance?hat exactly is liability insurance? Well, it is any insurance policy that protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice, injury, or negligence. Continue reading to learn the basics of what this type of insurance entails.

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