Tips to Save on Insurance When Buying a Vacation Home

Vacation beachfront house with wooden walkwayThe winter season is a popular time to get away. There is a destination for every persona. You can travel north to snowshoe through snowy pines, or you can escape south to soak up the rays with a fruity cocktail in hand. Though it is nearly everyone’s dream, there is no hiding the fact that buying a vacation home is expensive, even without factoring in the cost of additional homeowners insurance. Luckily, there are steps you can take while searching for a vacation home to deflect some of the costs of insurance. [Read more…]

Learning About Replacement Cost Insurance

Becoming a homeowner comes with a lot of responsibility, especially when it comes to dealing with your finances. There are so many different policies that you can choose from with homeowner’s insurance, but how do you know which one will work best for you and your wallet? This blog will go into detail explaining the different replacement cost insurance policies that are available to you and how each one works for specific situations.

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Pros and Cons of Living in a Gated Community

Security Gate for Gated CommunityThe location of your house can play a large role in the price of your homeowners insurance. But have you ever considered the effects that living in a gated community can have on your insurance? Gated communities are safe, private, and protected, so shouldn’t they have cheaper insurance? Dependent upon where you live and who your insurance company is, you may be eligible for a discount if you live in a gated community. [Read more…]

Can Improving Home Security Reduce Insurance Premiums?

House key on keychainPeace of mind. It’s something homeowners enjoy and cherish, being able to sit inside a warm house on a stormy night. However, this peace can be shattered by many events, from fires to floods. And while these examples mindlessly consume both home and its possessions, there are also more intelligent, targeted, and higher-occurring threats to your home in the form of residential burglaries. In 2015 there were 365,000 residential fires in the US. There were 8.6 million home burglaries over the same time in the United States. [Read more…]