It’s the most wonderful—and perhaps busiest—time of year for many of us. As the year ends, chances are our schedules are packed with holiday parties, shopping trips for gifts and groceries, visits to friends and family, vacations, and much more. But, while you’re spending all this merry time out and about, your home is vulnerable to those looking to steal your festive spirit—both figuratively and literally. From fending off porch pirates to preventing break-ins, let’s go over how you can protect your property when you’re away for the holidays. [Read more…]
Away for the Holidays? Protect Your Property
Learning About Replacement Cost Insurance

Becoming a homeowner comes with a lot of responsibility, especially when it comes to dealing with your finances. There are so many different policies that you can choose from with homeowner’s insurance, but how do you know which one will work best for you and your wallet? This blog will go into detail explaining the different replacement cost insurance policies that are available to you and how each one works for specific situations.
[Read more…]Pros and Cons of Living in a Gated Community
The location of your house can play a large role in the price of your homeowners insurance. But have you ever considered the effects that living in a gated community can have on your insurance? Gated communities are safe, private, and protected, so shouldn’t they have cheaper insurance? Dependent upon where you live and who your insurance company is, you may be eligible for a discount if you live in a gated community. [Read more…]
Can Improving Home Security Reduce Insurance Premiums?
Peace of mind. It’s something homeowners enjoy and cherish, being able to sit inside a warm house on a stormy night. However, this peace can be shattered by many events, from fires to floods. And while these examples mindlessly consume both home and its possessions, there are also more intelligent, targeted, and higher-occurring threats to your home in the form of residential burglaries. In 2015 there were 365,000 residential fires in the US. There were 8.6 million home burglaries over the same time in the United States. [Read more…]