Do Renovations Affect Your Homeowners Insurance Rates?

Worker doing renovations to his home by installing vinyl flooringWhether you’re remodeling your bathroom or building a back porch, renovations are a great way to raise your home’s value. However, since you’re increasing the home’s market value, it’s always a good idea to reevaluate your homeowner’s insurance to ensure you are properly covered at the best rates. Moreover, while some renovations increase your rates, others may grant you discounts and savings on homeowners insurance. Read on to discover the types of renovations that affect your homeowners insurance rates and what additional policies can protect you during construction. [Read more…]

Getting Your Home Ready for Winter: 4 Things to Buy

Winter preparation firewoodWinter is right at our doorstep, but it’s still easy to put off the work needed to be done before the snow hits after months of mild weather. However, putting these things off until the last moment can do more than just inconvenience you. The costs for a lot of these goods and services increase as demand for them grows, so beating the rush can save you a lot of money. At worst, not planning for these things now can put your home and family in peril as snow and ice suddenly rains down. Time to get your home ready for winter. [Read more…]