If you’re on the hunt for a new home, townhouse, or condominium, you may encounter listings that require you to join a homeowners association (HOA). The members of this association take on the responsibility of maintaining the value, safety, and aesthetic of the neighborhood. For first-time homebuyers, this can seem like a daunting contract to sign off on, but in order to allay the fears of any hesitant newcomers, we’re here to describe what you should know before joining a homeowners association. [Read more…]