Why Your Cleaning Business Needs Insurance

Cleaning Business Employees Cleaning a KitchenMopping floors, dusting shelves, and scrubbing toilets. These are just some of the common chores that practically every home and commercial building regularly needs done, which is partially why cleaning companies have the potential to be so lucrative. But there are insurance risks and liabilities involved if any of this “dirty work” goes wrong, and without the right insurance, they could clean out your personal pockets. Before you get into a big mess of lawsuits, here’s what you need to know about insuring your cleaning business so you can focus on making a living by getting others’ spaces to sparkle.  [Read more…]

How to Sell at a Farmer’s Market

A busy farmer's market set up in the middle of a street with many vendors selling products under white tents.Is your garden producing more than your family can keep up with? Perhaps you’ve mastered a craft that could earn you some extra cash. Farmer’s markets are a popular community pastime, and if you’ve taken a stroll through one on a Saturday morning, you may have considered joining in on the sales. However, before you jump aboard this money-making opportunity, you should understand the steps to setting up a booth. We’re here to help you learn how to sell at a farmer’s market. [Read more…]

Do Freelance Workers Need Insurance?

A side view of a female graphic designer working freelance on a computerWith the job market becoming volatile in the wake of COVID-19, many people are trying freelance work on for size. The world of freelancing comes with many benefits, such as determining when and who you work with and allowing you greater flexibility and more control over your work-life balance. However, as an independent contractor, you’re susceptible to the risks of a traditional business without the workforce or resources to back you up. To negate these risks, freelance workers need insurance. [Read more…]

Employee Safety and Business Insurance While Working Remotely

Woman in pajamas working remotely on laptop at home with her dog. With the current pandemic leading to lockdowns and orders to stay at home, many are now working from home. Beyond reducing exposure to COVID-19, there are many notable benefits for employees, such as flexibility, comfort, and savings on commute. However, this convenience comes with some risks to your business, such as the exclusion of business property coverage from homeowners insurance and liability exposure to visiting business associates. To ensure you’re protected from the added risks, learn to teach employee safety and understand your business insurance coverage while working remotely. [Read more…]

Getting Physical with Fitness Center Insurance

Getting Physical with Fitness Center Insurance When running a facility that deals with hefty machinery and members who strive to test their physical limits, it’s no shock that accidents occur. If exercise weights aren’t secure and end up falling on to a customer, your business might find the weight of accident liability falling onto their shoulders. When it comes to situations of liability, learn how fitness center insurance can help, from the smallest yoga studio to the biggest 24-hour gym. [Read more…]

Insurance Basics: What Exactly is Liability Insurance?

WInsurance Basics: What Exactly is Liability Insurance?hat exactly is liability insurance? Well, it is any insurance policy that protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice, injury, or negligence. Continue reading to learn the basics of what this type of insurance entails.

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