As a professional photographer, you likely want to spend most of your time capturing picture-perfect moments and basking in creativity. But owning a photography business comes with its own challenges that distract from your passion. As is the case for every other business owner or entrepreneur, there’s always a chance you’re vulnerable to insurance claims. So, whether you’re shooting weddings every weekend or just doing freelance headshots on the side, you’ll want to know what types of commercial policies are needed when it comes to insurance for photographers. [Read more…]
Insurance for Photographers: Is it Needed?
March 15, 2023 by
Insurance for Personal Trainers: Is it Needed?
January 11, 2023 by
The new year tends to spark a fire in many people to regain control of their physical health with a refocused commitment to working out. Personal trainers, running coaches, fitness instructors, and other exercise professionals like you are called in as teachers, motivators, and even accountability partners to help all kinds of people achieve their different physical fitness goals. Yet, as is the case with every other type of business, there are always risks involved—from client claims of bodily injury to property damage to professional mistakes. In this blog, we’ll explore why insurance for personal trainers is needed. [Read more…]
Why Your Cleaning Business Needs Insurance
October 19, 2022 by
Mopping floors, dusting shelves, and scrubbing toilets. These are just some of the common chores that practically every home and commercial building regularly needs done, which is partially why cleaning companies have the potential to be so lucrative. But there are insurance risks and liabilities involved if any of this “dirty work” goes wrong, and without the right insurance, they could clean out your personal pockets. Before you get into a big mess of lawsuits, here’s what you need to know about insuring your cleaning business so you can focus on making a living by getting others’ spaces to sparkle. [Read more…]
How to Sell at a Farmer’s Market
June 1, 2022 by
Is your garden producing more than your family can keep up with? Perhaps you’ve mastered a craft that could earn you some extra cash. Farmer’s markets are a popular community pastime, and if you’ve taken a stroll through one on a Saturday morning, you may have considered joining in on the sales. However, before you jump aboard this money-making opportunity, you should understand the steps to setting up a booth. We’re here to help you learn how to sell at a farmer’s market. [Read more…]
Do Freelance Workers Need Insurance?
November 27, 2020 by
With the job market becoming volatile in the wake of COVID-19, many people are trying freelance work on for size. The world of freelancing comes with many benefits, such as determining when and who you work with and allowing you greater flexibility and more control over your work-life balance. However, as an independent contractor, you’re susceptible to the risks of a traditional business without the workforce or resources to back you up. To negate these risks, freelance workers need insurance. [Read more…]
Employee Safety and Business Insurance While Working Remotely
April 1, 2020 by
With the current pandemic leading to lockdowns and orders to stay at home, many are now working from home. Beyond reducing exposure to COVID-19, there are many notable benefits for employees, such as flexibility, comfort, and savings on commute. However, this convenience comes with some risks to your business, such as the exclusion of business property coverage from homeowners insurance and liability exposure to visiting business associates. To ensure you’re protected from the added risks, learn to teach employee safety and understand your business insurance coverage while working remotely. [Read more…]
