6 Common Homeowners Insurance Exclusions

A house and garage situated near a lake that has been flooded, which is a common exclusion of homeowners insuranceHomeowners insurance policies are designed to cover a broad spectrum of risks, from damage to the house to the liability of those within. Nevertheless, like most industries, insurance providers set a limit to what their policy covers to preserve their business. These boundaries are set by the exclusions of the policy. To save yourself from heartache the line, it’s critical to understand some of the common homeowners insurance exclusions, as there are actions you can take to offset the damages. [Read more…]

Expensive Dog Breeds When it Comes to Your Homeowners Insurance

Expensive Dog Breeds, TJ Woods Insurance, Worcester, MADid you know that the type of dog you own could affect the price of your homeowners insurance premium? The next time that you think about adopting a new pet, it may be a good idea to consider the cost of your homeowners insurance before making your decision. [Read more…]