What To Know Before Signing a Rental Lease

A person holding a pen about to sign a rental lease with a pair of key atop the agreement papers.With the price of housing at an all-time high, more people are becoming and staying renters. If you’re one of those people and you’ve found the perfect apartment for your lifestyle, it can be tempting to rush the agreement process and settle into your new home. However, it’s important you take some time to assess the situation and ask the landlord the right questions before moving in. Being informed protects you from any unwanted surprises down the road or from agreeing to an unfavorable contract. To help you out, we’re here to discuss what to know before signing a rental lease. [Read more…]

What to Consider Before Refinancing Your Home

A rubber stamp of "Refinance" on home pricing documentationsPeople often consider refinancing their homes in order to lower their monthly payments and interest rate or switch their loan from an adjustable-rate mortgage to a fixed rate. Both scenarios sound beneficial to every homeowner, and the application process is relatively simple. So, why wouldn’t everyone choose to refinance? Unsurprisingly, this isn’t an option that suits every household, and there are some things to consider before refinancing your home. [Read more…]

5 Common Factors That Increase Homeowners Insurance Rates

Two toy wooden houses next to a canvas with an upward trending green arrow indicating factors that increase homeowners insurance ratesHomeowners insurance rates tend to fluctuate from year to year. Sometimes the increase is such a minuscule amount that it goes unnoticed, and sometimes it’s significant enough to leave homeowners scratching their heads, wondering what lead the insurance company to raise it. While some of these increases are unavoidable, learning about these common factors that increase homeowners insurance rates can protect you from incurring a financial blow. [Read more…]

Tips to Raise Your Credit: Part Two

A stack of credit cards that are all different colorsFear not, more credit raising tips have arrived. Your credit score is incredibly important, as it determines your approval for items like car loans, credit cards, and mortgages. Your score also influences the interest rates you’ll have to pay on those loans. If you’re looking to boost your score to a 700 or higher, follow these helpful tips. Also, if you missed the first round of credit advice, see Tips to Raise Your Credit: Part One. [Read more…]