People often consider refinancing their homes in order to lower their monthly payments and interest rate or switch their loan from an adjustable-rate mortgage to a fixed rate. Both scenarios sound beneficial to every homeowner, and the application process is relatively simple. So, why wouldn’t everyone choose to refinance? Unsurprisingly, this isn’t an option that suits every household, and there are some things to consider before refinancing your home. [Read more…]
What to Consider Before Refinancing Your Home
December 4, 2020 by
5 Common Factors That Increase Homeowners Insurance Rates
June 5, 2020 by
Homeowners insurance rates tend to fluctuate from year to year. Sometimes the increase is such a minuscule amount that it goes unnoticed, and sometimes it’s significant enough to leave homeowners scratching their heads, wondering what lead the insurance company to raise it. While some of these increases are unavoidable, learning about these common factors that increase homeowners insurance rates can protect you from incurring a financial blow. [Read more…]
Tips to Raise Your Credit: Part Two
January 10, 2019 by
Fear not, more credit raising tips have arrived. Your credit score is incredibly important, as it determines your approval for items like car loans, credit cards, and mortgages. Your score also influences the interest rates you’ll have to pay on those loans. If you’re looking to boost your score to a 700 or higher, follow these helpful tips. Also, if you missed the first round of credit advice, see Tips to Raise Your Credit: Part One. [Read more…]
