The pandemic has placed many in a steep financial hole, and it’s been difficult to make ends meet. As such, for those seeking a new apartment, a landlord may ask for a designated cosigner before they consider renting out their space to a prospective tenant. While no one truly wants a cosigner on their lease, sometimes that’s the only option. Though for a cosigner, there is a lot at stake, and it’s important to be well informed before committing to cosigning a rental lease. [Read more…]
3 Things to Know Before Cosigning a Rental Lease
February 22, 2022 by
When and How to Freeze Your Credit
September 23, 2021 by
As the world grows more digital by the day, your personal information is at greater risk of theft. In the unfortunate event a criminal gets their hands on sensitive information, they may be able to open a credit account under your name and build up a frightening amount of fraudulent charges. With threats present across all corners of the internet, it would be a blessing if there was some sort of emergency button to halt credit activity in the event your personal information is stolen. Fortunately, there is such an option. Let’s look at how to freeze your credit and when it’s appropriate to do so. [Read more…]
What To Know Before Signing a Rental Lease
August 27, 2021 by
With the price of housing at an all-time high, more people are becoming and staying renters. If you’re one of those people and you’ve found the perfect apartment for your lifestyle, it can be tempting to rush the agreement process and settle into your new home. However, it’s important you take some time to assess the situation and ask the landlord the right questions before moving in. Being informed protects you from any unwanted surprises down the road or from agreeing to an unfavorable contract. To help you out, we’re here to discuss what to know before signing a rental lease. [Read more…]
What to Consider Before Refinancing Your Home
December 4, 2020 by
People often consider refinancing their homes in order to lower their monthly payments and interest rate or switch their loan from an adjustable-rate mortgage to a fixed rate. Both scenarios sound beneficial to every homeowner, and the application process is relatively simple. So, why wouldn’t everyone choose to refinance? Unsurprisingly, this isn’t an option that suits every household, and there are some things to consider before refinancing your home. [Read more…]
5 Common Factors That Increase Homeowners Insurance Rates
June 5, 2020 by
Homeowners insurance rates tend to fluctuate from year to year. Sometimes the increase is such a minuscule amount that it goes unnoticed, and sometimes it’s significant enough to leave homeowners scratching their heads, wondering what lead the insurance company to raise it. While some of these increases are unavoidable, learning about these common factors that increase homeowners insurance rates can protect you from incurring a financial blow. [Read more…]
Tips to Raise Your Credit: Part Two
January 10, 2019 by
Fear not, more credit raising tips have arrived. Your credit score is incredibly important, as it determines your approval for items like car loans, credit cards, and mortgages. Your score also influences the interest rates you’ll have to pay on those loans. If you’re looking to boost your score to a 700 or higher, follow these helpful tips. Also, if you missed the first round of credit advice, see Tips to Raise Your Credit: Part One. [Read more…]
