New or not, a buyer should always hire a home inspector to inspect their latest investment. Shady contractors have been known to cut corners to save a buck, and since many homes come pre-owned, the level of maintenance can vary greatly from house to house. With a home being one of the most expensive investments you can make, you want to be sure you know the true condition of a house, and a home inspector is available to provide that information to you. However, to make certain all information is provided, here are some questions buyers should ask their home inspector. [Read more…]
The Difference Between Scheduled and Unscheduled Personal Property
When homeowners insurance comes to mind, people usually think about the coverage it offers for the house itself, such as the roof, walls, and foundation. However, your personal property is also a big part of your policy. Protecting our valuables and belongings is essential, and while your policy has you covered, the coverage isn’t uniform. There are coverage limits that are based on the specific type of property. This is where the difference between scheduled and unscheduled personal property comes into play. Let’s take a look at why these designations are significant. [Read more…]
Benefits of Buying Condo Insurance
Purchasing a condo is a gratifying experience. While you are basking in the glory of your new home, it’s important to not miss a key step purchasing condo insurance. [Read more…]