New or not, a buyer should always hire a home inspector to inspect their latest investment. Shady contractors have been known to cut corners to save a buck, and since many homes come pre-owned, the level of maintenance can vary greatly from house to house. With a home being one of the most expensive investments you can make, you want to be sure you know the true condition of a house, and a home inspector is available to provide that information to you. However, to make certain all information is provided, here are some questions buyers should ask their home inspector. [Read more…]
Is Downsizing from a House to a Condo Right for You?
March 24, 2022 by
Are you planning to retire soon? Are you an empty nester tired of all the property upkeep? Perhaps you’re looking to cash in on the housing market boom. Whatever the reason, you may be considering downsizing to a condo. Both condos and houses have their own set of benefits, and it’s important you take time to determine which living situation is best for you. Let’s discuss some of the key considerations to take into account before downsizing from a house to a condo. [Read more…]
The Difference Between Scheduled and Unscheduled Personal Property
December 21, 2021 by
When homeowners insurance comes to mind, people usually think about the coverage it offers for the house itself, such as the roof, walls, and foundation. However, your personal property is also a big part of your policy. Protecting our valuables and belongings is essential, and while your policy has you covered, the coverage isn’t uniform. There are coverage limits that are based on the specific type of property. This is where the difference between scheduled and unscheduled personal property comes into play. Let’s take a look at why these designations are significant. [Read more…]
What Does My Condo’s Master Insurance Policy Cover?
November 6, 2020 by
Condo associations straddle the line between landlords and homeowners’ associations. They’re responsible for maintaining the grounds and shared spaces while granting owners freedom over the interior of their condos. However, with this balance comes some confusion over the responsibility of each party when it comes to liability risks and damages. To determine what you’re responsible for, you must first determine what your condo’s master insurance policy covers. [Read more…]
Benefits of Buying Condo Insurance
June 29, 2012 by
Purchasing a condo is a gratifying experience. While you are basking in the glory of your new home, it’s important to not miss a key step purchasing condo insurance. [Read more…]
