Understanding the Role Comprehensive Car Insurance Plays

A car damaged by a falling tree.

Most car insurance revolves around collisions. Everything from crashes to dings in the parking lot, most car damage (and therefore coverage) revolves around damage caused by cars to cars. This is why collision insurance is the largest form of car insurance and is the primary type of coverage and liability when it comes to risks. However, it’s not the only one. From damage to your car from nature to someone taking a key to your finish, learn how comprehensive car insurance protects your car from the unexpected.

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Reviewing Your Car Insurance for New England Winters

A message on a Walgreens sign that reads 'Frankenstorm Is Coming' before Hurricane Sandy made landfall in the northeast region of the US in Newton, New Jersey in 2012.

Did you just move to New England? We’re known for many things: the birthplace of the United States and the Revolution, our changing colors in the fall, and home to some excellent seafood. However, you might not be familiar with our other wonder: the Nor’easter. New England is home to some brutal winters, and if you’re new to the area, you’ll need to be ready, particularly on the road. Below we go over the insurance you should think about to augment your current policy, as well as tips to avoid your premiums going up.

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How Wildfires Pose a Real Danger to Homes

Forest being damaged by summer wildfire.Every summer, wildfires ravage the United States, consuming hundreds of thousands of acres of wilderness, parkland, and property. This summer was no exception, with wildfires starting and merging through October in drier parts of the US. In California alone, there have been over $3 billion dollars in claimed damage in one of the most disastrous fire seasons California has ever faced. Today we’re going to look at a specific fire that struck California, and how it’s an example of how far wildfires can reach. [Read more…]

Does Insurance Cover Hail Storms?

Large hailstones held in two hands.Hail forms when a storm’s updrafts are strong enough to move rain droplets above the necessary freezing level. The process creates hailstones that can grow as water droplets latch on to the original stone. Once the stone is too heavy to stay up with an updraft they fall to the ground creating what we know as hailstorms. Hailstorms are usually mild and hailstones do not get larger than the size of a penny. However, in large storms hailstones can become dangerous growing to the size of baseballs. These huge stones have the ability to cause harm to people and can cause large amounts of damage to your property. Anything from holes in the roof of your home to smashed car windows are fair game to the destructive power of hailstorms. Although hailstorms present a problem to many homeowners there are methods to combat them through the help of insurance plans. [Read more…]