What Happens If Your Vehicle is Totaled?

A blue car on the side of the road that was rear-ended by a white car.When you take your insurance’s definition of a total loss into consideration, it’s easy to see why a seemingly minor dent totaled your 2007 Saturn Aura. By most definitions, a vehicle is considered totaled when the cost of repair exceeds the actual value of the car. If your car’s value is low enough, even a slight fender bender can result in a total loss declaration. However, though it’s easy to understand how a car can be considered totaled, it’s less obvious what happens after your vehicle is totaled. Let’s review the insurance process and what this designation means for you. [Read more…]

Insurance to Have for Your Recreational Sporting Vehicle

A closeup of the side of an ATV parked in the middle of a forestBeing in quarantine has left many yearning for the outdoors. As a result, people are taking advantage of these warm summer months to hit the golf course or explore the wilderness. While these activities can be fun on their own, having the assistance of a sporting vehicle – such as a golf cart or ATV – can enhance the experience. However, if you’re thinking of investing in one of these machines, it’s important to first learn about the insurance to have for your recreational sporting vehicle. [Read more…]