Insurance for Photographers: Is it Needed?

Woman photographer behind camera ready to snap a picture.As a professional photographer, you likely want to spend most of your time capturing picture-perfect moments and basking in creativity. But owning a photography business comes with its own challenges that distract from your passion. As is the case for every other business owner or entrepreneur, there’s always a chance you’re vulnerable to insurance claims. So, whether you’re shooting weddings every weekend or just doing freelance headshots on the side, you’ll want to know what types of commercial policies are needed when it comes to insurance for photographers.  [Read more…]

Is Business Insurance Required by Law in Massachusetts?

Woman reading and signing business insurance documents.As a business owner, you know how much hard work, time, and dedication goes into starting and running a company. Whether it’s a small coffee shop or a large accounting firm, it takes a certain type of grit to deal with the challenges of owning a business. But no matter how successful your company is or how hard you work, every business comes with serious risks that can threaten its viability and your livelihood. Luckily, with the right commercial insurance, you would be covered financially against some of these incidents. And while it’s nice to have that peace of mind, is business insurance required here in Massachusetts? Let’s unpack that question. [Read more…]