New Year, New Ride: Insuring Your New Car

New cars with big red bows at car dealershipDid you get a brand-new car with a big red bow for Christmas? Are you treating yourself to a shiny new set of wheels to end the year? Or do you have a goal of saving up in the new year to buy a new ride? Either way, if you have—or are about to have—a new vehicle in your life, you’ll need auto insurance. After all, whether it was a big-ticket present to you or a solo investment, the most important thing is that you and the occupants are protected when behind the wheel. Let’s discuss the must-knows of insuring your new car.  [Read more…]

When Is a Car Considered Totaled?

Car CollisionLet’s say you’ve been in a car accident. This accident could have been just a dent, a minor fender bender, or a head-on collision that deployed the airbags. Believe it or not, there is a chance that the vehicle is deemed ‘totaled’ in any of these scenarios. What does this mean, and when is a car considered totaled? How do you know when your car is heading to the repair shop or the scrap pile? Well, this will all depend on where you live and several other factors. Let us explain.  [Read more…]

What is Usage-Based Insurance and Should I Get It?

Driver at wheel of car with usage-based insurance and telematics icons on windshield.While for many, the use of vehicles remains a daily need, some disruptions and an emerging “new normal” are giving more and more people the option not to use their car every day. From working from home to moving into urban areas with robust public transit and a willingness to walk and bike more to “go green,” not everyone needs their car all the time. Usage-based insurance is made for these people, using technology to track automobile use to make people only pay for insurance based on their usage and driving habits. Learn how it works in this blog. [Read more…]

Best Practices in Summer to Help Your Car Get Better Gas Mileage

White car on the freeway in summer.Between the summer vacation miles you’re going to wrack up on your car and the need for AC in these hot New England summers, anything and everything you can do to increase your miles per gallon will pay dividends – especially with gas prices as they are in 2022. If you’re not ready to get a new vehicle (or go electric), here are some best practices to start to help your car get better gas mileage – both under the hood and outside it. [Read more…]

Understanding the Role Comprehensive Car Insurance Plays

A car damaged by a falling tree.

Most car insurance revolves around collisions. Everything from crashes to dings in the parking lot, most car damage (and therefore coverage) revolves around damage caused by cars to cars. This is why collision insurance is the largest form of car insurance and is the primary type of coverage and liability when it comes to risks. However, it’s not the only one. From damage to your car from nature to someone taking a key to your finish, learn how comprehensive car insurance protects your car from the unexpected.

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Commercial Vehicle Insurance: Is It Necessary?

For many companies, traveling is a big part of running their day to day operations. If traveling is common for your business whether that’s flying across the country or driving to client locations, then you probably have commercial vehicles that need to be insured. As a business owner, you want to protect your company and your employees, which can be done by looking into commercial auto insurance and finding out how it can benefit you and your company.

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