Due to the severity of New England winters, we often talk a lot about safe driving in snow, sleet, ice, rain, and blizzards. But there are other weather conditions that make for dangerous roads and lots of troubled drivers, such as fog. These dense “cloud banks” that rest on the ground can be scary to drive through, as it’s more difficult to see the road, signage, or other drivers and pedestrians. So, if you do find yourself driving in fog, here are some ways to reduce the risks and stay safe. [Read more…]
Driving in Fog: How to Do so Safely
When Is a Car Considered Totaled?
Let’s say you’ve been in a car accident. This accident could have been just a dent, a minor fender bender, or a head-on collision that deployed the airbags. Believe it or not, there is a chance that the vehicle is deemed ‘totaled’ in any of these scenarios. What does this mean, and when is a car considered totaled? How do you know when your car is heading to the repair shop or the scrap pile? Well, this will all depend on where you live and several other factors. Let us explain. [Read more…]
How to Protect Yourself Against Uninsured or Underinsured Motorists
Despite New Hampshire being the only state in New England that does not require minimum mandatory car insurance, the number of uninsured or underinsured motorists on the road remains surprisingly high. If you’re unlucky enough to be involved in an accident with an uninsured driver, although you’re not at fault, you’re still at risk of suffering substantial financial losses. Fortunately, there are some policy options to protect yourself against uninsured or underinsured motorists. [Read more…]
What Happens If Your Vehicle is Totaled?
When you take your insurance’s definition of a total loss into consideration, it’s easy to see why a seemingly minor dent totaled your 2007 Saturn Aura. By most definitions, a vehicle is considered totaled when the cost of repair exceeds the actual value of the car. If your car’s value is low enough, even a slight fender bender can result in a total loss declaration. However, though it’s easy to understand how a car can be considered totaled, it’s less obvious what happens after your vehicle is totaled. Let’s review the insurance process and what this designation means for you. [Read more…]
Why You Shouldn’t Neglect a Vehicle Recall
We like to think that the vehicle we drive is safe and reliable, but malfunctioning parts are far more common than we think. Even when we receive a vehicle recall notice in the mail, it can be easy to ignore the problem, as fixing it can be a considerable inconvenience. However, it’s essential to recognize how important these recalls are, as even the smallest malfunction can lead to life-threatening situations. Not only can ignoring recalls be a threat to your safety, but they can affect your insurance and result in legal ramifications. It’s time to understand how neglecting a vehicle recall can hurt you. [Read more…]