Does Insurance Cover a Heating Unit Replacement?

An old stone basement with a newly built furnace in the corner.In New England, the mid-winter hovers around the low teens, and if a home’s heating is not in proper working order, it can be extremely dangerous to the inhabitants. Obviously, one would immediately look to replace their furnace, boiler, or HVAC unit should it break, but it’s an expensive undertaking and one that many may not have the finances to support. In such situations, it’s important to determine whether insurance would cover a heating unit replacement. [Read more…]