When purchasing a boat, insurance is often the last thing on new owner’s minds. When it does cross their mind, they usually believe the myth that their homeowner’s insurance covers their boat. Homeowner’s insurance often times will cover boats without engines, or those with extremely small engines—this usually only covers a sailboat. Most boats have more potential risk surrounding them, which is why boat owner’s insurance is important. Learn why you probably need boating insurance and the liabilities it protects against. [Read more…]