Be Mindful of These 3 Unsafe Boating Conditions

A moderate-sized fishing boat tied to a concrete dock.Spring is upon us, which is the perfect time to prepare your boat for the warm seasons ahead. While de-winterizing your boat may be top of mind, there are some other safety considerations that you should brush up on before docking your vessel. Three avoidable – but often unconsidered – causes of serious injury while boating includes electrocution, carbon monoxide poisoning, and injuries caused by propellors. Let’s review these unsafe boating conditions and how you can properly prepare and equip yourself to deal with them. [Read more…]

What Does It Mean to Bundle Your Insurance Policies?

The inside of a tiled garage with a white minivan and black ATV parked inside, meant to represent the benefits of bundling your insurance policies.Insurance is a necessary expense for most households, but it doesn’t have to be an investment that breaks the bank. You want to be sure you’re getting the best coverage for your possessions while also utilizing possible discounts. If you’re the owner of both a home and a vehicle, there’s likely an opportunity to secure savings by bundling your policies. Beyond savings, you can also take advantage of the other benefits bundling has to offer. Let’s discuss what it means to bundle your insurance policies and all the perks that come with doing so. [Read more…]

Why Do You Need Boat Insurance?

While having fun on your boat is ideally the goal, safety is always the number one priority. The moment a driver steps behind any wheel, whether it’s on land or in the water, there is always a chance of an accident. Just like owning a home or automobile, you need to have boat insurance in order to protect yourself from any liability or damages that may occur due to an accident. Understanding and learning exactly what is covered under a typical boating insurance policy can make all the difference.

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Boat and Personal Watercraft Insurance: What’s Covered

BBoat and Personal Watercraft Insurance What's Coveredoats and personal watercrafts continue to fill the oceans and lakes all around the region. Just like your homes and automobiles, owners need to make sure they have boat and personal watercraft insurance to protect themselves and others from any liability or damages that may occur due to an accident. [Read more…]

Do You Need Boat Insurance for Your Craft?

Boat Insurance, TJ Woods Insurance Agency, Worcester, MAEven more than homes or cars: boats – and watercraft in general – come in a staggering array of shapes, sizes, and roles. From single person personal watercraft to marina yachts, their housing, transportation, and costs vary widely. With such varied values and risks, and different locations for these risks to occur, it can be difficult for owners to judge the risk and necessity to insure the watercraft, especially when both Homeowners’ Insurance and Car Insurance can also provide coverages. This article goes over what coverage these insurances provide, as well as situations where you’ll need additional coverage. [Read more…]

Ever Thought of Living on a Houseboat?

Have you ever wondered what it’s like to live on a houseboat? You might remember the floating homes from the movie Sleepless in Seattle. On the Great Lakes and other massive bodies of fresh water, you may have seen flat-sided cruisers that resemble miniature ocean liners. Living on a houseboat is a different life, with its own pros and cons, but for some it’s the only way to live. [Read more…]