What Information Does an Insurance Declaration Page Provide?

A homeowners insurance agent reviewing the insurance declaration page with their client at a table.Insurance policies are comprehensive and extensively detailed, so reading and understanding them can be confusing. Yet, there’s a lot of important knowledge that can be garnered from reviewing your policy. The best and simplest way to gain a thorough understanding of your insurance coverage is to read the policy’s insurance declaration page. This vital information grants you a summary of your policy so you can get the details you need at a glance. Let’s discuss what information an insurance declaration page provides. [Read more…]

What is Usage-Based Insurance and Should I Get It?

Driver at wheel of car with usage-based insurance and telematics icons on windshield.While for many, the use of vehicles remains a daily need, some disruptions and an emerging “new normal” are giving more and more people the option not to use their car every day. From working from home to moving into urban areas with robust public transit and a willingness to walk and bike more to “go green,” not everyone needs their car all the time. Usage-based insurance is made for these people, using technology to track automobile use to make people only pay for insurance based on their usage and driving habits. Learn how it works in this blog. [Read more…]

Best Practices in Summer to Help Your Car Get Better Gas Mileage

White car on the freeway in summer.Between the summer vacation miles you’re going to wrack up on your car and the need for AC in these hot New England summers, anything and everything you can do to increase your miles per gallon will pay dividends – especially with gas prices as they are in 2022. If you’re not ready to get a new vehicle (or go electric), here are some best practices to start to help your car get better gas mileage – both under the hood and outside it. [Read more…]

How Long Do Auto Insurance Claims Stay on Your Record?

A woman in a blue shirt kneeling next to a fender bender with another carNo matter how safe of a driver you are, a car accident can still occur at any moment. Fortunately, that’s what filing a car insurance claim is for: protecting you in case disaster strikes. However, after notifying your insurer of the accident, your claim is recorded on your file. This can potentially result in changes such as a premium increase and an adjustment to your car insurance rate.  As such, you may be wondering how long auto insurance claims stay on your record, and we’re here to help clarify that for you. [Read more…]

The Pros and Cons of Leasing a Vehicle

Two red cars and a white car lined front to back that are available for lease on a dealership floor room.Deciding to lease or buy a car can be a difficult decision, especially given the inflation of vehicle prices. Given these hefty price tags, it might be tempting to lease a car, as you’re likely to have a lower monthly payment. Although, with purchasing a car, you have the comfort of knowing that at the end of your loan payments, you’ll own your vehicle. That’s why it’s important to consider whether leasing is the right choice for you, and we’re here to help you by covering some of the pros and cons of leasing a vehicle. [Read more…]

How the Chip Shortage and Supply Chain are Affecting Auto Policies

A close of the semiconductor computer chip used in vehicles.Early in the pandemic, car manufacturers and other technological industries severely cut back on their computer chip orders, fearing a global recession. In response to these actions, semiconductor manufacturers reduced chip production, which has led to an increase in demand. We’ve all witnessed the effects this has had on the automotive industry, such as skyrocketing vehicle prices and vehicle shortages. This shortage, combined with the woes incurred by the global supply chain, is having an impact on insurance. Let’s review how the chip shortage and supply chain are affecting auto policies. [Read more…]