Does a Hot Tub Affect Your Homeowners Insurance?

A hot tub surrounded by a tile base overlooking a lake.Whether it’s warm or cold outside, a hot tub can be relaxing and therapeutic after a hard day’s work. It can be the centerpiece of your backyard and a popular attraction when hosting events. While your worries might melt away when you’re soaking in a hot tub, you shouldn’t neglect the insurance implications and dangers of owning one yourself. We’re here to answer your questions about how a hot tub affects your homeowners insurance.
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Attractive Nuisances: How They Affect Insurance

A swing set in a back yard, used to dedicate an attractive nuisanceWe’re in the dog days of summer, and despite quarantine, children are excited about playing outdoors. Although it’s important to encourage children to stay active, you also teach them about the potential hazards in your neighborhood. These hazards can come in a variable of shapes, from playground equipment to power tools. However, it’s also important to be wary of the dangers features on your property present to others. Learn more about what insurance carriers refer to as attractive nuisances and how they affect insurance. [Read more…]

How a Swimming Pool Affects Your Homeowner’s Insurance

Getting a swimming pool installed on your property can be an exciting experience. While everyone dreams of having a pool in their backyard, not many residents are aware of how a swimming pool will affect their homeowner’s insurance. If you’ve been debating on installing a pool for quite some time, the first detail you need to assess for a stress-free installation is how this will affect your policy. Below, we have provided some insights on how your homeowner’s insurance premiums could increase with the new addition to your property. [Read more…]