How to Prevent Flooding Damage

Although swimming pools can be great, they are not as much fun when they are in your basement. Unless your home is on the top of a mountain, you are at risk for flooding damage. So how do you prevent flooding in your home? There are several tactics that you can take to lower your risk for flooding in your home.

Prevent Flooding Damage: Know Your Stuff

Prevent Flooding, TJ Woods Insurance, Worcester, MA

The first step to prevent flooding in your home is to know your risk factors. Find out the rate at which water levels rise in your area. This information can be found on the flood maps located on the Federal Emergency Management Agency (FEMA) website.  Determining how high water may rise will help you take the right precautions to prevent flooding from destroying your home.

It is also important to know how water flows around your house. Ideally, you want water to drain away from your house in order to prevent flooding. However, sometimes this is not the case, depending on the way the home was built. By understanding how the water around your home will flow, you can determine the areas of your home in which flooding may occur first. Then, take steps to reinforce these areas.

Prevent Flooding Damage: Take Precautions

Once you understand your risk factors, you can begin to take the right precautions to prevent flooding damage in your home. Make sure your electrical and climate systems are raised at least one foot above your area’s predicted water levels. These systems can be expensive to fix if they are damaged by flooding. You should also anchor and raise all outdoor equipment such as fuel tanks or generators. If they are not tied down, they may be swept away by a potential flood, causing enormous damage to your home as well as the environment. Last but definitely not least, we advise you to hire assistance to modify your water valves. Flooded sewer systems can cause massive back-ups during a storm.

Prevent Flooding Damage: Make Changes

If you find that your home is far from flood ready, there are more extreme changes you may need to make in order to prevent massive flooding damage. From most expensive to least, there are three go-to options. The first is to raise your home on piers or columns. This way, your floor is above expected flood levels and no water can leak in. However, this process is extremely costly, and should not be attempted without the surveillance of an expert. A slightly less drastic option is to install foundation vents, which allow water to flow through the building without causing damage to it. The least expensive option is to apply a dry proof coating to your walls that will help seal materials from damage and to keep water out. It is important to cover your entire home, as there may be a problem area of which you are unaware.

Prevent Flooding Damage: Take Last Minute Measures

When there is a flood warning in your area, there are several simple steps you can take to help further prevent flooding damage to your home. Try to clear your gutter before the rain begins in order to help with drainage. To mitigate damage to your personal items, move any moveable furniture and rugs to an upper-level. When the storm begins, turn off your electricity breaker pane, which will decrease damage to your electricity system as well as prevent possible electrical fires.

A flood is something out of your control. However, you do have control over the precautions you take against water damage in your home. We hope that you will use these tips to prevent flooding damage in your home.

If you live in an area that is prone to floods, it may be time to get additional insurance coverage. Feel free to contact us at TJ Woods Insurance Agency to learn more.

Do you have any additional tips to help others prevent flooding damage to their home? We’d love to hear about it in the comment section below.