Choosing the Right Beneficiary for Your Life Insurance Policy

A senior woman signing a live insurance policy after choosing the right beneficiary for her life insuranceLife insurance is critical when it comes to securing the welfare of your family, especially now in the midst of a global pandemic and financial instability. However, as important as it is to have life insurance, it’s equally important to choose the right beneficiary. You want to ensure it’s someone trustworthy and will use the funds the way you’d want them to. However, sometimes it can be difficult to go through all the loved ones in your life and single out just a few options, but it’s essential to take great care when choosing the right beneficiary for your life insurance. [Read more…]

COVID-19’s Impact on Life Insurance

Elderly woman in mask pondering COVID-19's impact on life insurance while looking out windowThe COVID-19 pandemic has prompted many to consider life insurance or reevaluate their current policies, and the industry has been facing a surge in demand. The uncertainty regarding one’s health during this pandemic is leading many to think about the finances their loved ones will be left with in the case of an untimely death. If you’re looking into life insurance at this critical time, you need to understand COVID-19’s impact on life insurance and how this pandemic has altered your prospects. [Read more…]

What Impacts Your Insurance Premium Prices?

Piggy bank on calculator.There are many different factors out there that can affect both residential or commercial policies. Each policy has its own risk factors that individually impact the price of the policy: auto, life, boat, condo, and property insurance to name a few. Today we will be go over three popular insurance policies and what impacts your insurance premium prices with them, so you can better understand the price you are paying. [Read more…]

Benefits of Early Life Insurance

Portrait of a young man.Despite its name, life insurance is often associated with death. It is seen as an end of life precaution, but the benefits of such a policy are more extensive and less expensive if purchased earlier in life. People in their twenties are often not thinking about purchasing a life insurance policy, but by starting young not only do they lock in more attractive rates, they get a resource that not only can support their dependents, but be accessed by themselves in times of need. Learn why the best life insurance is early life insurance. [Read more…]

Changes to Make to Insurance After A Divorce

Spouses having a disagreementEverybody knows how difficult it can be to go through a divorce. The last thing one wants to have to deal with after moths of fighting are the separation of insurance. Some may find this to be an arduous task. And you are right. It is an arduous task if one is not familiar with insurance and how it works. Although, such a task as signing up for separate insurance shouldn’t be so overwhelming. Here are a few tips and tricks to help one navigate through the complex world of insurance after a divorce.  [Read more…]

Why Your Business Needs Pollution and Environmental Liability

clean up Crude oil stainPollution related incidents are often considered limited to events such as the BP Oil Spill of 2010 and the Flint Water Crisis in Michigan this year, but these are not the only environmental accidents that occur. Many small businesses use chemicals that can endanger their customers in high dosages. Accidents are unavoidable for companies, and many of these offenses are accompanied by high costs. Pollution and environmental liability protects businesses from these consequences. [Read more…]