Is My Storage Unit Insured by My Homeowners Policy?

Person unlocking padlock on their self-storage unit.Stuff. And lots of it. Modern-day Americans often have more stuff than they know what to do with. Enter: storage units—a place to keep all the extra stuff you don’t have space (or a need) for in your everyday living space. From holiday decorations to unused furniture, sentimental keepsakes to seasonal wardrobes, and family heirlooms to collector’s items, storage lockers can be useful in a variety of ways. But just like your house, office, or car, storage units are exposed to risks that can damage or destroy your possessions. While they’re tucked away and out of sight, how do you protect your belongings? Is your storage unit insured?   [Read more…]

6 Renter-Friendly DIY Projects to Spruce Up Your Space

Two women working together to hang art on the walls of their rental unit.For many people, there are several perks to renting a place to live, from flexibility in moving to the lack of maintenance responsibilities. One downside to renting? Not being able to personalize the space with certain design choices due to the terms of the rental agreement. But there are ways around this. We’re sharing six renter-friendly DIY (do it yourself!) projects and renovations that can spruce up your home without violating your lease or upsetting your landlord.   [Read more…]

8 Questions to Ask the Car Dealer Before Buying a Vehicle

Woman asking car salesman questions about a vehicle in a car dealershipCar shopping isn’t easy. There are many places to look for vehicles, different safety and convenience features available, sources of information to read reviews from, and financial matters to take into consideration. You’re likely going to have a lot of questions throughout the process. In order to make an informed purchase, we’re sharing eight questions you should ask the dealer before buying a vehicle.  [Read more…]

How to Lower Your Utility Bills

Different utility bills spread across table while person with calculator figures the cost.With many Americans feeling the effects of high inflation, there’s no doubt that families across the nation are looking for ways to save money where they can. A common spending area they look at? Home utilities. Especially here in New England where the cold and dark winter season demands we turn up the thermostats and use more lighting, homeowners see those increases reflected in their monthly bills. Luckily, there are ways to cut back on energy usage, and therefore, costs. Let’s review ways you can lower your utility bills. [Read more…]

Insurance for Personal Trainers: Is it Needed?

Personal trainer hosting a session with man and woman at gymThe new year tends to spark a fire in many people to regain control of their physical health with a refocused commitment to working out. Personal trainers, running coaches, fitness instructors, and other exercise professionals like you are called in as teachers, motivators, and even accountability partners to help all kinds of people achieve their different physical fitness goals. Yet, as is the case with every other type of business, there are always risks involved—from client claims of bodily injury to property damage to professional mistakes. In this blog, we’ll explore why insurance for personal trainers is needed. [Read more…]

Will My Homeowners Insurance Cover Fallen Trees?

A fallen tree that has damaged a fence in front of a home.We love to have trees in our yards, but we often forget the hazards that can come with them. The winter season in New England can be unpredictable, which leads to homes being damaged by falling trees. Will your homeowners insurance cover fallen trees? What are the different causes of tree damage? Learn how these policies protect your home and what you can do to make your trees safer. [Read more…]