Protecting Yourself from the Dangers of Using Public Wi-Fi

Laptop and cellphone Wi-Fi devices next to cup of coffee atop a credit cardWhile waiting for a garage to repair your car, you head to the nearest coffee shop to take advantage of their free Wi-Fi. After all, your business can’t wait until your car is fixed. But before connecting your device to “LuxuryLatte-Public,” you should know about the harms of public Wi-Fi. The convenience of checking your bank statement is not worth having your information stolen, and planning your budget using a third-party connection is not worth a potential company breach. With the risk of cyber theft, it’s necessary you know how to protect yourself from the dangers of using public Wi-Fi. [Read more…]

Steps to Insuring Your Valentine’s Day Gift

Calendar with Valentine's Day circled and diamond ring in gift box on topValentines’ Day is a time to celebrate your love with that someone special. A great way of showing your affection is to gift your significant other a dazzling and expensive piece of jewelry or – if the time is right – engagement ring. But with a pricey, polished gift comes the responsibility of keeping it safe and secure. To save yourself and your loved one the added financial heartache if that gift gets damaged or disappears, look into insuring your Valentine’s Day gift. [Read more…]

Signs You’re Due for a Roof Replacement

Damp, broken shingles on roof in need of replacementWe don’t often think about the roofs over our heads. After all, when it’s out of sight, it’s out of mind. But it’s wise not to wait until a roof collapse to determine if you’re due for a roof replacement. Roof leaks can cause costly damage to your home, and homeowners insurance will not always cover such damages. Therefore, it’s important to pay your roof the attention it deserves, and there are several signs you can look out for before tragedy befalls your family and your wallet. [Read more…]

How to Determine if Your Car Insurance is Tax Deductible

A car-shaped sticky note with "tax savings" handwritten on it next to a computer keyboardIt’s officially tax season—the time of year when people scramble to compile all their deductible business expenses and tax forms. All the chaos can distract many from obtaining the maximum refund. As a business owner, it’s easy to remember the typical tax write-offs such as travel, rent, salaries, and benefits. But when amassing the long list of deductions, be sure to look into one of the most forgotten write-offs: car and commercial vehicle insurance. If your car is used for business-related purposes or, in some circumstances, personal use only, you can recover funds this season by ensuring your car insurance is tax-deductible. [Read more…]

Tips to Save on Insurance When Buying a Vacation Home

Vacation beachfront house with wooden walkwayThe winter season is a popular time to get away. There is a destination for every persona. You can travel north to snowshoe through snowy pines, or you can escape south to soak up the rays with a fruity cocktail in hand. Though it is nearly everyone’s dream, there is no hiding the fact that buying a vacation home is expensive, even without factoring in the cost of additional homeowners insurance. Luckily, there are steps you can take while searching for a vacation home to deflect some of the costs of insurance. [Read more…]

CIC Honors Kimberly A. Croke for Ten Years of Dedication

Headshot of Kimberly A. Croke.A leading insurance professional organization recently recognized Kimberly A. Croke, CIC, AAI of Thomas J. Woods Insurance Agency, Inc., for dedication and ongoing leadership in the insurance industry. [Read more…]