10 Tips to Prevent Chimney Fires

Chimney fires account for 75% of home heating fires according to Property Casualty 360. The U.S. Consumer Product Safety Commission’s report states that there were an estimated 22,300 fireplace and chimney fires annually from 2012-2014. These fires resulted in approximately 20 deaths, 60 nonfatal injuries, and $116.4 million in damages annually over that time. Luckily, there are simple steps we can all take to prevent these tragedies in our homes. [Read more…]

4 Rules for Sharing the Roads with Trucks

This time of the year brings a lot of traffic – it seems as though the roads become more populated every day. There are drivers rushing to get to work, those drivers tailgating the people taking a casual drive, and trucks carrying loads of inventory. Roads during the holidays are filled with trucks carrying gifts, food for grocery stores, or just more of their regular inventory. It is important that drivers in cars learn how to safely share the road with truck drivers. [Read more…]

Why Do You Need Car Insurance?

Getting in a car accident can be one of the most expensive events the average person will experience, and simply being a good driver can’t guarantee it won’t happen to you. Repair costs and medical bills often cut a little too deep into your wallet for comfort. Choosing not to protect yourself with insurance may save you a little money today but could seriously hurt you in the long run. Investing in auto insurance can assist you in paying for car repairs, recovering from injuries, and covering the costs of others if you are deemed liable for the accident.  [Read more…]

What Do You Do If Your Home Is Robbed?

Burglar opening a door that has a chain lock on itHomeowners insurance is there to protect your home from the costs associated with property damage or destruction, including both the home and your possessions within. This also extends to the theft of your possessions, paying out the funds needed to replace them. If you’re the target of a house invasion and robbery, here are some of the things you should do to help your home insurance company repay you quickly, as well as to help with future break-ins.  [Read more…]

How to Reduce Your Auto Insurance Rates

A couple sitting at a table on their computer and looking at papersAuto insurance is a mandatory precaution for all car owners, so it’s important to have the coverage that works best for you. Accidents and other circumstances like driving experience and credit history may have caused your insurance rates to go up. However, that doesn’t mean there aren’t any ways for you to bring your rates back down to a more affordable level. It’s best to learn more about auto insurance to improve and get better rates across the board. [Read more…]

Preventing Dryer Fires in Your Home

Fire on the roof of a homeThere are many possible causes of a house fire, from leaving a candle burning unattended to forgetting the oven is on when you leave the house. One of the most overlooked causes though is your clothes dryer. Dryers cause thousands of home fires each year, and in increasing numbers during the winter months. They take lives and cause hundreds of millions of dollars in property damage annually. Luckily there are multiple ways to help protect yourself and reduce the likelihood of a dryer fire. [Read more…]