What Insurance Policies Cover Ridesharing Drivers?

Ridesharing apps like Uber and Lyft have gained massive popularity due to their convenience, tracking ability, and friendly drivers. Since this industry began, millions of rideshares are taken monthly, and billions of consumers’ dollars are spent on them annually. So, if you’ve been considering becoming a ridesharing driver for Uber or Lyft, it’s important to know what kind of auto insurance you’ll need and what kind of coverage these two companies provide. [Read more…]

Homeowner’s Insurance: Tips on Itemizing Your Coverage

Homeowner’s Insurance: Tips on Itemizing Your CoverageWhether you have been a homeowner for 30 years or you just purchased your first home, homeowner’s insurance is a must for the safety of you and your family. You cannot predict the future of what kind of perils or unforeseen circumstances lie ahead. It’s extremely important to be sure that personal belongings are properly insured if an accident were to happen. Here are some helpful tips on itemizing your coverage so you are getting the most out of your homeowner’s insurance policy. [Read more…]

A Snowplow Caused Damage to My Property—Who’s Responsible?

With more snow bound to arrive in New England this winter, snowplow drivers are busier than ever tackling the messy winter weather. Snowplow drivers must handle large machinery in extreme winter weather conditions that it can result in accidents. Sometimes these accidents can cause minor or severe damage to personal property. There are many ways to ensure that your property is not on the receiving end of a snowplow accident, but it’s also important to discuss who would be responsible for the damage done to your property.  [Read more…]

Commercial Vehicle Insurance: Protect Your Business

Commercial Vehicle Insurance: Protect Your Business As a business owner, you need some type of insurance coverage for vehicles that your employees will use while on the job: company owned, leased, or even personal vehicles. Jobs that require company vehicles, i.e., sales, are categorized among the most dangerous in the country. They are ranked 7th in the list of the top 10 most dangerous occupations in a 2016 Census of Fatal Occupational Injuries by the US Bureau of Labor Report. Your business owner’s policy (BOP) does not provide any coverage for vehicles, so it’s vital you have a separate policy.
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Prevent Slip and Fall Injuries This Winter

Prevent Slip and Fall Injuries This WinterJanuary welcomes us with snowstorms and plenty of ice. Careless maintenance on your property can lead to trips, slips, and falls; potentially causing major injury to your customers and workers. One of the most common personal injury lawsuits is a slip and fall lawsuit. Most slip and fall accidents are often relatively straightforward in terms of liability; the fault usually lies with the owner of the land or building. Slip and fall injuries can be avoided with the proper preparation. [Read more…]

How Road Salt Damages Your Car

How Road Salt Damages Your CarIn the midst of another New England winter, drivers should actively be protecting their car from road salt to avoid rust and corrosion. With sub-zero temperatures and another snow storm brewing, more salt will be accumulating on roadways. Salt that remains on your car for a long period of time can cause severe damage and eventually a lost in your investment. It may not be possible to completely avoid the corrosive effects of road salt, but with a little extra maintenance, you can help prevent rust much longer. [Read more…]