Protecting Your Smart Home from Hackers

A person holding a cell phone with a smart home phone app displaying control settings such as toggling security devices, temperature, and lighting with a hardwood floor backdrop.Smart home technology has been growing in popularity over the past decade. From virtual home assistance like Amazon Echo to motion-capture security cameras like Ring, homeowners are achieving better security and convenience for themselves and their loved ones. However, despite all of their benefits, smart home technology also comes with a potential for personal information or property theft. Since they operate through connection with your internet, these devices are at risk of cyberattacks. Fortunately, protecting your smart home from hackers isn’t as difficult as you may think. [Read more…]

Do College Students Need Renters Insurance?

A female student in a pink coat doing homework on top of a desk in her college dormitory.When your child leaves for college, they bring many of their belongings with them, such as their laptop, wardrobe, and gaming console. But what happens if their property is stolen or damaged? Since they’re living away from home, does homeowners insurance still cover their possessions, or do they need to invest in renters insurance? It can be a lot to ask of a college student to cover the repair or replacement costs of their valuables, so let’s review if college students need renters insurance to keep themselves and their belongings protected. [Read more…]

The Difference Between Scheduled and Unscheduled Personal Property

A living room with a couch, lamp, and many other furnishing which could be considered scheduled or unscheduled personal property.When homeowners insurance comes to mind, people usually think about the coverage it offers for the house itself, such as the roof, walls, and foundation. However, your personal property is also a big part of your policy. Protecting our valuables and belongings is essential, and while your policy has you covered, the coverage isn’t uniform. There are coverage limits that are based on the specific type of property. This is where the difference between scheduled and unscheduled personal property comes into play. Let’s take a look at why these designations are significant. [Read more…]

What Are the Driving and Insurance Benefits of Snow Tires?

Snow tires being driven on a snow-covered road in the woods.It’s reasonable to be nervous about driving in New England in the winter. The snow, slush, and ice generate remarkably unsafe driving conditions, but for most populations living in the northern United States, life doesn’t halt for the snow. If you’re looking to get a better grip on the road for your commute this winter, perhaps you’re considering snow tires as an option. While New England drivers typically purchase all-season tires for their cars, with heavy snowfall always a factor in winter, perhaps it is time to consider the benefits of snow tires. [Read more…]

Tips for Buying a Business Car

A business woman driving a white business car with packages in the passenger's seat.From proving handy for deliveries to providing reliable transportation between work locations, there are some noteworthy benefits to investing in a company-owned vehicle. However, just like any major purchase, there are some key items to consider before signing over the check. Since there are many potential issues and complicated procedures that can cause some hefty company setbacks, let’s review some tips for buying a business car. [Read more…]

Homeowners Insurance: Are Your Detached Structures Covered?

A blue shed next to a wooden fence surrounded by flowers and greenery in a backyard.Investing in a homeowners insurance policy gives you the peace of mind that your home and the belongings within are covered in the event of a disaster. However, what if a tree lands on your detached garage, strong winds knock over your fence, or a lightning strike damages your pool’s pump? Will your policy jump in to help cover the losses of the external structures? Let’s review how homeowners insurance works when it comes to keeping your detached structures covered. [Read more…]