Tips to Save on Insurance When Buying a Vacation Home

Vacation beachfront house with wooden walkwayThe winter season is a popular time to get away. There is a destination for every persona. You can travel north to snowshoe through snowy pines, or you can escape south to soak up the rays with a fruity cocktail in hand. Though it is nearly everyone’s dream, there is no hiding the fact that buying a vacation home is expensive, even without factoring in the cost of additional homeowners insurance. Luckily, there are steps you can take while searching for a vacation home to deflect some of the costs of insurance. [Read more…]

CIC Honors Kimberly A. Croke for Ten Years of Dedication

Headshot of Kimberly A. Croke.A leading insurance professional organization recently recognized Kimberly A. Croke, CIC, AAI of Thomas J. Woods Insurance Agency, Inc., for dedication and ongoing leadership in the insurance industry. [Read more…]

Taking the First Steps to Turn Your Hobby into a Business

Man enjoying turning his hobby into a business and wrapping a flower bouquet in green paper In the words of Mark Twain, “Find a job you enjoy doing, and you will never have to work a day in your life.” What many would call a pipe dream has become a reality for millions around the globe. Turning your hobby into a business, whether it be gardening, baking, or painting, is attainable if you are willing to adopt a business mindset and the precautions necessary to guarantee financial stability. The preliminary steps are the easiest: identify your hobby, and make sure you are great at it. But where do you go from there?
[Read more…]

The Do’s and Don’ts of Helping Your Teen Driver

Happy teenage in car holding car keys.In the United States, learning to drive and owning your first car is more than just a rite of passage; it’s also the point in a teen’s life where they start to gain independence and the ability to help themselves. As a parent, helping your teen driver is part of your parental responsibilities, but it’s important to understand what you should and shouldn’t do and the impacts it can have on the relationship with your child, their safety, and financial security. [Read more…]

The Home Inspection and Homeowners Insurance Relationship

A home inspector in a white hardhat inspects the exterior windows of a home.Your homeowner’s insurance is there to protect your home and the things and people inside it. So, what happens if there’s a risk that no one knows about? This is why it’s always recommended before buying a home to have a home inspection performed, and why certain insurance providers might ask for a home inspection to be performed as part of the insurance process. Today we’re going to look at the home inspection and homeowners insurance and how the two work together. [Read more…]

Three Insurances to Have After You’re Married

Close up of the hands of a married couple.Marriage is a big deal. Beyond the relationship, wedding, and all the well-wishes, being married also means tying yourself financially to another person, from joint accounts to moving in together into a brand-new home. It’s important to make sure all of this is protected, from the new assets and property in your life to those who might depend on your income to make ends meet. In this article, we’ll go over three types of insurance policies you and your loved one should talk about taking out. [Read more…]