6 Ways to Save When Adding a Teen Driver to Your Auto Policy

A father sitting in the passenger seat of a car teaching his teenaged daughter how to drive.It’s an exciting moment in every teen’s life when they get their license. It allows them greater independence, but not so much so that they don’t need to rely on your help insuring their new car. While adding a teen driver to your policy is likely to increase your insurance rates a great deal, there are discounts that can lighten the financial load. Let’s review some of the ways to save when adding a teen driver to your auto policy. [Read more…]

The Benefits of Going Green with Your Business

An assortment of biodegradable restaurant packaging including cups, straws, boxes, and bags.Going green is not just a passing trend; it’s necessary to achieve widespread environmental sustainability. Powering your business through renewable energy sources and other eco-friendly means of operation not only gains the admiration of your customers but also creates a safer and less costly work environment. Fueling your business with these environmentally conscious practices is a recipe for success in this current social climate. To truly understand the value, let’s review some of the benefits of going green with your business. [Read more…]

The Difference Between Workers Compensation and Disability Insurance

A man leaning on metal stairs and holding his lower back after taking a fall.All business owners have an obligation to protect their staff members. However, there’s no way to completely mitigate the risks of injuries in the workplace, regardless of the industry. Fortunately, policies like workers compensation and disability insurance make it possible to safeguard an employee’s livelihood in the event of an accident. Insurance policies like these are essential to protecting both the worker and the business. Nevertheless, not all policies are built the same, so let’s review some of the key differences between workers compensation and disability insurance. [Read more…]

Rental Reimbursement Coverage: Covering Your Rental Car

A man offering a pair of rental car keys with a white sedan in the backgroundAutomobiles have become an essential part of many of our lives. We use them to commute to work, drop the kids off at soccer practice, and run errands. So when your vehicle is held up in the repair shop after an accident, it can quickly derail your schedule. In these cases, a rental car may be your only option. However, renting a car for several days – especially given the price hike from the pandemic – can quickly add up. This is where rental reimbursement coverage comes in handy. Let’s review this helpful addition to your policy and when it will help you out when in need. [Read more…]

Insurance Claims: What is Proof of Ownership

Two receipts held with a binding clip on a wooden seruface meant to portray proof of ownershipUnfortunately, sometimes your word isn’t enough. If you ever need to make a homeowners or renters insurance claim, you’re likely to be asked for proof of ownership of the affected assets. You’ll require some documentation of your lost or damaged belonging so you can be properly compensated. However, what constitutes proof of ownership, and more importantly, what happens when you’re unable to provide evidence of ownership? Let’s review what proof of ownership is and why it’s important when making an insurance claim. [Read more…]

Avoiding Incidents and Accidents Caused by Road Rage

A man pressing his hand on the car horn of a steering wheel, meant to represent road rage.It can be irritating to be running late for an appointment and encounter a traffic jam. This mounting frustration is not only distracting and stressful, but it can also lead to aggressive, unsafe driving. It can be equally stressful to be on the receiving end of road rage should you mistakenly cut someone off or simply be in the wrong place at the wrong time. Since angry drivers contribute nothing but increased risks while driving, it’s important to learn how to avoid incidents and accidents caused by road rage. [Read more…]