What is an Annuity and How Does it Work?

What does retirement look like for you? Is it right around the corner, in the near future, or far out of sight? No matter what your answer may be, you should consider looking into an annuity. These financial tools can be a great way to augment or supersede traditional retirement savings. There are many different options to look into for saving, but an annuity could be the best option for you. If you want to live comfortably in the years after retirement without worrying about financial issues, then keep reading to find out how an annuity works.

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What is Mortgage Insurance and How Does it Work?

Buying a new home is an exciting time for new homeowners, but also one that requires a lot of financial planning. When working with real estate firms and mortgage banks, you’ll find new options and more favorable rates can become available for you through having the loan insured. Like homeowner’s insurance, mortgage insurance is something any new homeowner should think about. Read on to learn more.

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Trish Dawidczyk and Marianne Olson Awarded CISR Designations

The TJ Woods Insurance Agency would like to recognize and congratulate two of our own for achieving the Certified Insurance Service Representative (CISR) Designations. Trish Dawidczyk received the CISR Elite Designation and Marianne Olson the CISR Designation.

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Tips for Preventing Spring Flooding and Water Damage

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Spring is finally here! While this is so exciting, there are also some dangers that come with springtime. One of the major risks is spring flooding from rapid snowmelt. We also have to worry about the never-ending rain that seems to come with early spring. Here are some tips to follow to prevent damages from spring flooding to affecting your house.

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How to Be Protected From Breaches in Employment Contracts

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The importance of a contract in any situation that has legal requirements attached to it cannot be understated, like employment. Not only do you want a contract as an employer, but also as an employee. The absence of a strong contract allows for more breaches of the agreement that both parties agreed upon. That’s why it’s important to take the time to understand the elements of an employment contract and get the proper protection for it.

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Questions to Ask When Looking to Purchase Long-Term Care

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As you or a loved one transition into your elder years, you may need more help with daily living than in the past. If you require assistance with tasks like cooking, administering medication, or other everyday activities, you may need long-term care. There are many aspects of the coverage to inquire about, and many people don’t know where to start. Allow us to clear some of that up.

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