Purchasing a home can be a stressful experience. There’s so much to consider: from location to budget to size and more, it’s a very involved process. And when you’re investing this much money and time, it’s important to do your research and have the resources needed to make an informed purchasing decision—you certainly don’t want to leave anything to chance! Luckily, the realtor you work with can be a great source of knowledge along the way. To help aid in a smooth home buying experience, here are six of the most worthwhile questions to ask your realtor before the sale goes through. [Read more…]
Insurance for Photographers: Is it Needed?
As a professional photographer, you likely want to spend most of your time capturing picture-perfect moments and basking in creativity. But owning a photography business comes with its own challenges that distract from your passion. As is the case for every other business owner or entrepreneur, there’s always a chance you’re vulnerable to insurance claims. So, whether you’re shooting weddings every weekend or just doing freelance headshots on the side, you’ll want to know what types of commercial policies are needed when it comes to insurance for photographers. [Read more…]
How to Guarantee Your Apartment Security Deposit Refund
If you’ve rented a place to live, you’re likely familiar with the concept of security deposits. Depending on how well you take care of your rental unit, you’re entitled to receive this deposit back in full after moving out. However, there are some cases in which a tenant will only get a partial refund or no refund at all. So, if you want to guarantee your security deposit refund, read on. [Read more…]
How Often Should You Wash Your Car?
Most car owners would agree their vehicle is a significant investment that they want to protect. In this same vein, we spend a lot of money maintaining them—from regular oil changes and tire rotations to new brake pads and other repairs. But have you considered that keeping your car clean inside and out is also a factor of proper car maintenance? Let’s examine why it’s important to wash your car on a regular basis and how often you should be doing so in order to get the most mileage (both figuratively and literally!) out of your set of wheels. [Read more…]
Is Business Insurance Required by Law in Massachusetts?
As a business owner, you know how much hard work, time, and dedication goes into starting and running a company. Whether it’s a small coffee shop or a large accounting firm, it takes a certain type of grit to deal with the challenges of owning a business. But no matter how successful your company is or how hard you work, every business comes with serious risks that can threaten its viability and your livelihood. Luckily, with the right commercial insurance, you would be covered financially against some of these incidents. And while it’s nice to have that peace of mind, is business insurance required here in Massachusetts? Let’s unpack that question. [Read more…]
Driving in Fog: How to Do so Safely
Due to the severity of New England winters, we often talk a lot about safe driving in snow, sleet, ice, rain, and blizzards. But there are other weather conditions that make for dangerous roads and lots of troubled drivers, such as fog. These dense “cloud banks” that rest on the ground can be scary to drive through, as it’s more difficult to see the road, signage, or other drivers and pedestrians. So, if you do find yourself driving in fog, here are some ways to reduce the risks and stay safe. [Read more…]