Employee Safety and Business Insurance While Working Remotely

Woman in pajamas working remotely on laptop at home with her dog. With the current pandemic leading to lockdowns and orders to stay at home, many are now working from home. Beyond reducing exposure to COVID-19, there are many notable benefits for employees, such as flexibility, comfort, and savings on commute. However, this convenience comes with some risks to your business, such as the exclusion of business property coverage from homeowners insurance and liability exposure to visiting business associates. To ensure you’re protected from the added risks, learn to teach employee safety and understand your business insurance coverage while working remotely. [Read more…]

What to Do if You Are the Victim of a Hit-and-Run

A damage blue car stranded on the side of the road after a hit-and-run accidentBecoming the victim of a hit-and-run accident can leave one feeling stranded and helpless, and although there is rarely an excuse for such actions, they still occur, even if the offender is potentially facing felony charges as a result. Since such offenders have no intention of sticking around after an accident to forfeit their details, it’s important you understand what to do if you are the victim of a hit-and-run. [Read more…]

Can Business Insurance Stave Off Losses from the COVID-19 Pandemic?

Closed sign in front of business due to COVID-19 pandemicThe recent outbreak of COVID-19 is wreaking havoc on the health and financial stability of the public. This pandemic is affecting small and large businesses alike, and it’s leading to a lot of uncertainty over the future of companies and their employees. With the number of policies businesses require, one may wonder if there is anything that can be done to stave off the financial losses from the COVID-19 pandemic. [Read more…]

Things to Consider Before Buying an Old House

Old, gray house surrounded by treesNew homes are expensive, and older houses exude character. A home that has weathered the decades contains history within its walls – something a new house can’t hope to provide. But while an older home’s structure and interior may look sound, there are a few dealbreakers that could be hidden from plain sight. Before you pull the trigger, there are some dangerous and financial drawbacks to consider before buying an old house. [Read more…]

How Telematics Affect Your Auto Insurance

Car dashboard with neon interface communicating telematics affect on auto insuranceYour personal information is precious, so when insurance companies began introducing incentives for policyholders to install tracking devices – also known as telematics – in their vehicles, the public was justifiably wary. But if you can look past the myths of telematics, you can discover the benefits these devices provide to both drivers and insurance providers. Whether you are still suspicious or are looking to install one of these devices in your vehicle, it’s important to familiarize yourself with the ways telematics work and affect your auto insurance. [Read more…]

Do Renovations Affect Your Homeowners Insurance Rates?

Worker doing renovations to his home by installing vinyl flooringWhether you’re remodeling your bathroom or building a back porch, renovations are a great way to raise your home’s value. However, since you’re increasing the home’s market value, it’s always a good idea to reevaluate your homeowner’s insurance to ensure you are properly covered at the best rates. Moreover, while some renovations increase your rates, others may grant you discounts and savings on homeowners insurance. Read on to discover the types of renovations that affect your homeowners insurance rates and what additional policies can protect you during construction. [Read more…]