Renting Your First Home? Consider Renter’s Insurance

Renting Your First Home? Consider Renter’s Insurance According to CNBC, more people are renting now than at any other point in the past 50 years. In 2016, 36.6% of household heads rent their home. The rise in renting instead of home ownership comes from an increase in home prices, not enough for a down payment, owning a home inhibits moving, and large student loan debt. If renting your first home is a better option for you, you still have personal property that needs to be protected from fires, burglaries, or even lawsuits. That’s why homeowners get homeowners insurance, and renters, like you, should consider renter’s insurance. [Read more…]

When Should You Start Estate Planning?

When Should You Start Estate Planning?No one looks forward to planning for death, but it is an inevitability that must be prepared for. While everyone wishes to live long lives, at one point you will be leaving your family and belongings behind. When you pass, what happens to your family or the valuables that you’ve collected over your lifetime? At some point, it is important to consult with an expert estate planner to ensure that belongings are sorted, and loved-ones are taken care of. But, at what age should you start estate planning? [Read more…]

The Difference Between Ocean and Inland Marine Insurance

ocean and inland marine insuranceTo be a successful business owner, you must ensure that your business is being run responsibly and efficiently. One way to guarantee a successful business is by safeguarding all finances, assets, company goods, and equipment in case a disaster strikes. Businesses that ship or receive items over land or water must insure goods are protected from hazards at all times, including goods in transit. Maximize your proficiency as a business owner by understanding these two policies: ocean and inland marine insurance. [Read more…]

At What Age Should You Apply for Long-Term Care?

At What Age Should You Apply for Long-Term CareThe thought of getting to your senior years can be nerve-racking, especially when there’s a chance you may require assistance performing simple, everyday tasks. The cost of these services can add up quickly and may even threaten your life savings. Fortunately, there is insurance to help cover the costs of long-term care. To plan for a bright future, you must understand what is covered in this policy and how far in advance you need to apply for long-term care. [Read more…]

What Policies Cover Ridesharing Drivers?

Ridesharing apps like Uber and Lyft have gained massive popularity due to their convenience, tracking ability, and friendly drivers. Since this industry began, millions of rideshares are taken monthly, and billions of consumers’ dollars are spent on them annually. So, if you’ve been considering becoming a ridesharing driver for Uber or Lyft, it’s important to know what kind of auto insurance you’ll need and what kind of coverage these two companies provide. [Read more…]

Homeowner’s Insurance: Tips on Itemizing Your Coverage

Homeowner’s Insurance: Tips on Itemizing Your CoverageWhether you have been a homeowner for 30 years or you just purchased your first home, homeowner’s insurance is a must for the safety of you and your family. You cannot predict the future of what kind of perils or unforeseen circumstances lie ahead. It’s extremely important to be sure that personal belongings are properly insured if an accident were to happen. Here are some helpful tips on itemizing your coverage so you are getting the most out of your homeowner’s insurance policy. [Read more…]