How Often Should I Check Smoke and CO Detectors?

Man Presses to Check Smoke and CO DetectorsSmoke and carbon monoxide (CO) detectors: every home needs them, yet they often get overlooked because many forget they’re there—that is, until the alarms sound or make the chirping noise indicating a low battery. Like many other household objects, these devices need routine maintenance to ensure they’re working properly. Without them functioning, our homes, loved ones, and belongings are vulnerable to physical harm. So, how often do you need to check smoke and CO detectors? And how do you do so? [Read more…]

Home Window Safety: Preventing Potential Problems

Woman Parting Curtains to Open Home WindowsAre you enjoying the crisp fall air this time of year? For now, New Englanders are in the clear when it comes to the hot and humid days. It can be tempting to open all the windows in your house to let in some fresh air and a cool breeze, but before you do, be sure you’re aware of potential risks. Let’s review the things that make home window safety so important and how you can prevent window-related incidents.  [Read more…]

Yard Sale Liabilities: Preventing Insurance Risks

Person's Hand Holding Yard Sale Sign in Front of HouseAs the crisp fall temperatures start to move in, you might be looking to move out some of your unwanted or excess household possessions. This time of year tends to be well-suited for hosting yard or garage sales. It’s easy enough to set up some tables, post handwritten cardboard signs around town, and name your price on items, but what many people don’t know is that there are potential risks involved in other parts of the yard sale process. So, before you go purging your cabinets, closets, and sheds, let’s review the yard sale liabilities you need to be aware of and how insurance can help. [Read more…]

Hurricane Season: Tips for Safe Driving in a Hurricane

SUV drives through floodwaters left from a hurricane.The 2022 Atlantic hurricane season is upon us. Each year, this six-month period officially lasts from June 1st to November 30th, with peak hurricane activity typically occurring in September. While these hurricanes and tropical storms pose the biggest threat to states along the Gulf Coast, Massachusetts is still susceptible. The Commonwealth oftentimes deals with the residual effects of these southern and coastal storms, like torrential rain, intense winds, and flooding—all of which can make a real mess of the roads. Here are some steps you can take for safe driving in a hurricane or hurricane-like conditions. [Read more…]

What Information Does an Insurance Declaration Page Provide?

A homeowners insurance agent reviewing the insurance declaration page with their client at a table.Insurance policies are comprehensive and extensively detailed, so reading and understanding them can be confusing. Yet, there’s a lot of important knowledge that can be garnered from reviewing your policy. The best and simplest way to gain a thorough understanding of your insurance coverage is to read the policy’s insurance declaration page. This vital information grants you a summary of your policy so you can get the details you need at a glance. Let’s discuss what information an insurance declaration page provides. [Read more…]

Fire Safety: Fire Extinguishers and Their Types

A man checking the pressure of a fire extinguisher, with another fire extinguisher behind the focal one.Your home is a safe haven, but it can only remain so if you take the appropriate precautions. Essential safety items keep your home protected, and of these items, one of the most important is fire extinguishers. Having the right fire extinguisher in your home can save you and your family’s lives and prevent serious damage to your house. However, it’s important you become familiar with everything there is to know about your fire extinguisher. Let’s discuss fire extinguishers and their types, so you’re fully prepared for a disaster. [Read more…]