How to Take a Vacation as a Small Business Owner

A woman laying in a hammock on a tropical beach on vacation using a laptopIf you’re a small business owner or entrepreneur, it can be difficult to justify taking time off. Owning a small company means that your list of responsibilities is endless, and without you, it’s hard to imagine the business running smoothly. As the leader, you’re in charge of everything from checking inventory and paying utilities to promoting your business and keeping customers happy. However, everyone needs a break from work to practice mindfulness and recuperate energy. Let’s take a look at how you can take a vacation as a small business owner. [Read more…]

The Difference Between General and Professional Liability

A psychiatrist giving consultation to a patient, meant to depict the need for professional liability insuranceAs a business owner, one of your top priorities is keeping your company protected from liability. A single lawsuit can be enough to topple a small business if not outfitted with the proper protections. However, with every industry facing its own set of risks, how do you know which insurance is right for you? Does a contractor require the same type of commercial insurance as a business consultant? To best safeguard your company, let’s review the difference between general and professional liability. [Read more…]

How to Navigate the Restaurant Labor Shortage

Close-up On A Blue Sign In The Window Of A Restaurant Displaying The Words, "Come in. We're Hiring." Restaurants that survived the initial COVID-19 lockdown know what it means to be adaptable. Traversing this unfamiliar landscape of customer shortages and a ban on indoor dining has helped you become resilient in the face of adversity. However, with the worst of the pandemic behind us for the time being, restaurant owners are running into a new problem: a lack of job applications. With stress being a large contributing factor to this issue, let’s discuss how to navigate the restaurant labor shortage. [Read more…]

Commercial Liability Insurance: Bodily Injury vs. Personal Injury

The inside of a store with a caution wet floor sign positioned next to a mop bucket.As a business owner, you likely don’t spend much time contemplating the legal difference between bodily injury and personal injury, but understanding these terms can help you better protect your business. Defining these technical terms can help you determine new safety policies and procedures and whether you require more in-depth liability coverage. Although commercial general liability insurance covers both bodily injury and personal injury claims, knowing the difference between the two helps you better prevent incidents and legal action. [Read more…]

The Benefits of Going Green with Your Business

An assortment of biodegradable restaurant packaging including cups, straws, boxes, and bags.Going green is not just a passing trend; it’s necessary to achieve widespread environmental sustainability. Powering your business through renewable energy sources and other eco-friendly means of operation not only gains the admiration of your customers but also creates a safer and less costly work environment. Fueling your business with these environmentally conscious practices is a recipe for success in this current social climate. To truly understand the value, let’s review some of the benefits of going green with your business. [Read more…]

The Difference Between Workers Compensation and Disability Insurance

A man leaning on metal stairs and holding his lower back after taking a fall.All business owners have an obligation to protect their staff members. However, there’s no way to completely mitigate the risks of injuries in the workplace, regardless of the industry. Fortunately, policies like workers compensation and disability insurance make it possible to safeguard an employee’s livelihood in the event of an accident. Insurance policies like these are essential to protecting both the worker and the business. Nevertheless, not all policies are built the same, so let’s review some of the key differences between workers compensation and disability insurance. [Read more…]