5 Most Frequent Landscaping Business Insurance Claims

Aerial of landscaper laying down grass next to a cobblestone walkway and a garden with bushes and an irrigation systemWith spring upon us, landscaping projects are picking up steam. The warmer weather is a reminder to homeowners to keep their flowers watered, grass mowed, and hedges trimmed. For those lacking the time, energy, or aptitude for lawn care, landscaping companies are there to pick up the slack. While landscaping may not seem like a particularly dangerous job, there are mishaps and uncontrollable risks that require these companies to have comprehensive insurance policies. To truly understand the daily risks they face, let’s review some of the frequent landscaping business insurance claims. [Read more…]

Tips for Running an Online Store and Selling Products Digitally

A man boxing up good that were purchased on his online store while typing on a laptop on a counter.The idea of starting an online store to sell your products can seem like a simple concept in theory, but the logistics can be quite complicated. It’s far more than just posting your goods to a website and waiting for someone to make a purchase; it takes knowledge of e-commerce, market research, and merchandising to succeed. To help you along your journey, we’re here to help with a few tips for successfully running an online store. [Read more…]

Tips for Controlling Your Small Business Insurance Costs

A small business restaurant owner working on expenses on a tablet in front of a wall full of spices, glasses, and other ingredients.As a business owner, it’s not only your responsibility to ensure your company is generating income but also that you’re receiving the most in return for your spending. That’s why it’s important to review your business insurance to make sure you’re not overspending on excessive or minimal coverage. To determine whether you’re enrolled in the best policies for your needs, let’s review some tips for controlling your small business insurance costs. [Read more…]

Resuming On-Site Operations After a Shutdown

A caution sign reading "Face Masks Required Prior to Entry" posting in a factory aisleDuring COVID-19, many business buildings have remained idle or are operating at a reduced capacity, leaving some maintenance to fall by the wayside. When not routinely attended, a building becomes susceptible to deteriorating conditions and other issues of neglect. That’s why it’s vital to form a team tasked with reopening the site and inspecting the grounds to make sure it’s safe for staff members. When resuming on-site operations after a shutdown, having a plan in place can ensure a seamless transition. [Read more…]

Outdoor Dining: Safety Considerations for Restaurants

Plastic out door dining bubbles with tables and chairs inside to make for safe COVID-19 dining at restaurantsDespite the opposing forces of tightening COVID-19 restrictions and the beginning of a long and cold season, restaurants are seeking ways to stay operational. Many restaurant owners are considering outdoor dining structures – such as yurts, pods, and tents – to keep customers warm while also limiting COVID-19 exposure. However, there’s the risk of numerous legal and safety repercussions should a restaurant neglect the proper precautions. It’s vital that business owners carefully evaluate the viability of outdoor dining and the overall safety considerations for restaurants. [Read more…]

Do Freelance Workers Need Insurance?

A side view of a female graphic designer working freelance on a computerWith the job market becoming volatile in the wake of COVID-19, many people are trying freelance work on for size. The world of freelancing comes with many benefits, such as determining when and who you work with and allowing you greater flexibility and more control over your work-life balance. However, as an independent contractor, you’re susceptible to the risks of a traditional business without the workforce or resources to back you up. To negate these risks, freelance workers need insurance. [Read more…]