What to Do If COVID-19 is Discovered in The Workplace

Two members of a professional sanitation crew clean the surfaces of a restaurant in hazmat suits after COVID-19 was discovered in the workplace.COVID-19 is a microscopic adversary, making it extremely difficult to detect its presence until it’s too late. Despite the measures your business takes to defend against the virus, there’s always a chance of an outbreak – an employee can contract it outside of work, a sick patron may disregard their quarantine, or the virus can travel into the establishment via a delivery. No matter how the contamination enters your business, it’s important to know what to do If COVID-19 is discovered in the workplace. [Read more…]

Protecting Your Employees from Heat-Related Injuries

A landscaper dressed in orange protective gear using a hedge trimmer to cut dried up hedges in the heatThe summer months can be grueling for those working outdoors, especially for landscapers, masons, and construction workers. Intense heat – especially now during the dog days of summer – can result in varying illnesses and injuries and can affect workers regardless of age or physical condition. Fortunately, there are a few simple steps to protecting your employees from heat-related injuries and additional measures you can take to safeguard your business. [Read more…]

Does Your Nonprofit Organization Need Coverage for Volunteers?

A male volunteer in a medical mask delivering a box of vegetables to someone's front doorstepDespite the charitable nature of nonprofit organizations, there are some essential guidelines they must follow to prevent risks to themselves. Although they have different goals than traditional businesses, volunteer-driven nonprofits need to protect their team, and while nonprofits operate differently than a traditional business, they share some of the same risks and liabilities. Let’s dive into what types of coverage for volunteers nonprofit organizations require. [Read more…]

Why Your Business Needs Liquor Liability Insurance

Three variations of beer sitting atop a wooden table in a restaurantRestaurants are no stranger to selling alcoholic beverages alongside their dishes. Even if a restaurant doesn’t sell alcohol, they may host periodic events where alcohol is permitted. On top of that, some stores, breweries, and bars make a living off of selling alcoholic beverages. Unfortunately, an increased risk of liability accompanies the serving of alcohol, as it’s famous for impairing motor skills and judgment if abused. Given the perils of excessive alcohol consumption – such as liability for assaults, property damage, and drunk driving – it’s important to know the necessity of liquor liability insurance. [Read more…]

What Insurance Policies Do Religious Establishments Need?

A picture of the Putna monastery and its surrounding greenery including bushes and trees.With places of worship included in the first phase of Massachusetts’s reopening process, it brings to mind the types of coverage religious establishments need to stay protected. Religious organizations can often be the site of community events, weddings, solace, and celebration. Not only do these buildings invite an array of gatherings, but they also invite a level of liability exposure that exceeds other non-profits. To shield these sites from financial losses and protect them from unforeseen setbacks, it’s important to understand what insurance policies religious establishments need. [Read more…]

Steps to Reopening a Business After Quarantine

A store reopening for business after quarantine.With the ongoing, country-wide discussions of phased reopenings, businesses are chomping at the bit to return to work. However, it’s important to recognize that even when you’re permitted to open your doors, it’s not going to be “business as usual.” The safety of you, your employees, and your customers depend on the precautions you take before and after opening. Follow our advice to offer appropriate protection when reopening your business after quarantine. [Read more…]