Tips for Controlling Your Small Business Insurance Costs

A small business restaurant owner working on expenses on a tablet in front of a wall full of spices, glasses, and other ingredients.As a business owner, it’s not only your responsibility to ensure your company is generating income but also that you’re receiving the most in return for your spending. That’s why it’s important to review your business insurance to make sure you’re not overspending on excessive or minimal coverage. To determine whether you’re enrolled in the best policies for your needs, let’s review some tips for controlling your small business insurance costs. [Read more…]

Resuming On-Site Operations After a Shutdown

A caution sign reading "Face Masks Required Prior to Entry" posting in a factory aisleDuring COVID-19, many business buildings have remained idle or are operating at a reduced capacity, leaving some maintenance to fall by the wayside. When not routinely attended, a building becomes susceptible to deteriorating conditions and other issues of neglect. That’s why it’s vital to form a team tasked with reopening the site and inspecting the grounds to make sure it’s safe for staff members. When resuming on-site operations after a shutdown, having a plan in place can ensure a seamless transition. [Read more…]

Outdoor Dining: Safety Considerations for Restaurants

Plastic out door dining bubbles with tables and chairs inside to make for safe COVID-19 dining at restaurantsDespite the opposing forces of tightening COVID-19 restrictions and the beginning of a long and cold season, restaurants are seeking ways to stay operational. Many restaurant owners are considering outdoor dining structures – such as yurts, pods, and tents – to keep customers warm while also limiting COVID-19 exposure. However, there’s the risk of numerous legal and safety repercussions should a restaurant neglect the proper precautions. It’s vital that business owners carefully evaluate the viability of outdoor dining and the overall safety considerations for restaurants. [Read more…]

Do Freelance Workers Need Insurance?

A side view of a female graphic designer working freelance on a computerWith the job market becoming volatile in the wake of COVID-19, many people are trying freelance work on for size. The world of freelancing comes with many benefits, such as determining when and who you work with and allowing you greater flexibility and more control over your work-life balance. However, as an independent contractor, you’re susceptible to the risks of a traditional business without the workforce or resources to back you up. To negate these risks, freelance workers need insurance. [Read more…]

Expenses to Consider for Your Food Truck Business Plan

A blonde woman wearing a mask and apron working on a food truck, drizzling sauce onto a boxed mealUp until the pandemic, the food truck industry was one of the best-performing divisions of the foodservice sector. People love to experiment with gourmet food with more speed and convenience than offered at traditional restaurants. Even amid this crisis, food trucks are finding creative ways to generate income, such as pairing with local breweries and promoting their presence in towns across the state. If you’re eager to actualize your dream of joining the industry, there are few expenses to consider for your food truck business plan. [Read more…]

What to Do If COVID-19 is Discovered in The Workplace

Two members of a professional sanitation crew clean the surfaces of a restaurant in hazmat suits after COVID-19 was discovered in the workplace.COVID-19 is a microscopic adversary, making it extremely difficult to detect its presence until it’s too late. Despite the measures your business takes to defend against the virus, there’s always a chance of an outbreak – an employee can contract it outside of work, a sick patron may disregard their quarantine, or the virus can travel into the establishment via a delivery. No matter how the contamination enters your business, it’s important to know what to do If COVID-19 is discovered in the workplace. [Read more…]