What Insurance Policies Do Religious Establishments Need?

A picture of the Putna monastery and its surrounding greenery including bushes and trees.With places of worship included in the first phase of Massachusetts’s reopening process, it brings to mind the types of coverage religious establishments need to stay protected. Religious organizations can often be the site of community events, weddings, solace, and celebration. Not only do these buildings invite an array of gatherings, but they also invite a level of liability exposure that exceeds other non-profits. To shield these sites from financial losses and protect them from unforeseen setbacks, it’s important to understand what insurance policies religious establishments need. [Read more…]

Steps to Reopening a Business After Quarantine

A store reopening for business after quarantine.With the ongoing, country-wide discussions of phased reopenings, businesses are chomping at the bit to return to work. However, it’s important to recognize that even when you’re permitted to open your doors, it’s not going to be “business as usual.” The safety of you, your employees, and your customers depend on the precautions you take before and after opening. Follow our advice to offer appropriate protection when reopening your business after quarantine. [Read more…]

Tips to Follow When Starting a Restaurant Delivery Service

A delivery driver wearing a mask holding boxes of pizza.COVID-19 has forced many businesses to diversify their services in order to maintain income. Restaurants, in particular, are turning to delivery to keep their business afloat until they can reopen their dining room. If you are considering or have already begun a delivery service, some procedures must be adopted to ensure the wellbeing of your employees, customers, and business. Read our recommended tips to follow when starting a restaurant delivery service to mitigate any potential risks. [Read more…]

When is Your Laptop Covered by Insurance?

Woman using laptop on a couchWith the stay-in-place advisory in Massachusetts, your laptop is a valuable resource when it comes to updates concerning COVID-19, paying bills online, and interacting with family and friends. It’s justifiable to want the most protection for something that acts as a digital window to the outside world. Since these machines are so vital in this day and age – especially given the crisis – you may be wondering when your laptop is covered by insurance. [Read more…]

Protecting Yourself and Your Business Against COVID-19 Phishing Scams

A business man using a laptop containing a COVID-19 email phishing scam.As cruel as it is, there are scammers out there looking to exploit this pandemic for personal gain. Cybercriminals are posing as organizations and sending out phishing emails – emails designed to persuade one into forfeiting private information – disguised as coronavirus resources. These phishing attacks can look convincing enough to fool users into giving up personal information or downloading an email attachment containing malware. During these trying times, it’s important to understand how to protect your business against these COVID-19 phishing scams. [Read more…]

Employee Safety and Business Insurance While Working Remotely

Woman in pajamas working remotely on laptop at home with her dog. With the current pandemic leading to lockdowns and orders to stay at home, many are now working from home. Beyond reducing exposure to COVID-19, there are many notable benefits for employees, such as flexibility, comfort, and savings on commute. However, this convenience comes with some risks to your business, such as the exclusion of business property coverage from homeowners insurance and liability exposure to visiting business associates. To ensure you’re protected from the added risks, learn to teach employee safety and understand your business insurance coverage while working remotely. [Read more…]