What Information Does an Insurance Declaration Page Provide?

A homeowners insurance agent reviewing the insurance declaration page with their client at a table.Insurance policies are comprehensive and extensively detailed, so reading and understanding them can be confusing. Yet, there’s a lot of important knowledge that can be garnered from reviewing your policy. The best and simplest way to gain a thorough understanding of your insurance coverage is to read the policy’s insurance declaration page. This vital information grants you a summary of your policy so you can get the details you need at a glance. Let’s discuss what information an insurance declaration page provides. [Read more…]

Back-to-School Safe Diving Tips

A yellow school bus driving through a residential neighborhood, meant to signal back-to-school safe driving tips.If you or your neighbor’s children haven’t already started school, they soon will. School buses full of children and students walking or biking to school are soon to spike road congestion and increase the number of hazards on your commute. The start of the school year can be a dangerous time for students, as drivers may still be in summer mode and not yet adjusted to the new traffic patterns. That’s why we’re here to provide a few key back-to-school safe driving tips that can keep you and your community protected. [Read more…]

What is a Lienholder on a Purchased Vehicle?

A car dealership representative holding a calculator and presenting a car loan agreement to a buyer that would result in a lienholder on a purchased car.There are few things more exciting than purchasing a new car. Since cars cost a hefty sum, it’s not out of the ordinary to not have the means to pay for them upfront. This is where you can rely on financing or a car loan. With a loan, you can take your car home while committing to monthly payments for a fixed term. When you enter into a loan, you are signing a binding agreement between you and an entity known as a lienholder. Let’s discuss the purpose of a lienholder on a purchased vehicle and what that means for your financials and insurance. [Read more…]

What is Usage-Based Insurance and Should I Get It?

Driver at wheel of car with usage-based insurance and telematics icons on windshield.While for many, the use of vehicles remains a daily need, some disruptions and an emerging “new normal” are giving more and more people the option not to use their car every day. From working from home to moving into urban areas with robust public transit and a willingness to walk and bike more to “go green,” not everyone needs their car all the time. Usage-based insurance is made for these people, using technology to track automobile use to make people only pay for insurance based on their usage and driving habits. Learn how it works in this blog. [Read more…]

Best Practices in Summer to Help Your Car Get Better Gas Mileage

White car on the freeway in summer.Between the summer vacation miles you’re going to wrack up on your car and the need for AC in these hot New England summers, anything and everything you can do to increase your miles per gallon will pay dividends – especially with gas prices as they are in 2022. If you’re not ready to get a new vehicle (or go electric), here are some best practices to start to help your car get better gas mileage – both under the hood and outside it. [Read more…]

The Pros and Cons of Leasing a Vehicle

Two red cars and a white car lined front to back that are available for lease on a dealership floor room.Deciding to lease or buy a car can be a difficult decision, especially given the inflation of vehicle prices. Given these hefty price tags, it might be tempting to lease a car, as you’re likely to have a lower monthly payment. Although, with purchasing a car, you have the comfort of knowing that at the end of your loan payments, you’ll own your vehicle. That’s why it’s important to consider whether leasing is the right choice for you, and we’re here to help you by covering some of the pros and cons of leasing a vehicle. [Read more…]