Reviewing Your Car Insurance for New England Winters

A message on a Walgreens sign that reads 'Frankenstorm Is Coming' before Hurricane Sandy made landfall in the northeast region of the US in Newton, New Jersey in 2012.

Did you just move to New England? We’re known for many things: the birthplace of the United States and the Revolution, our changing colors in the fall, and home to some excellent seafood. However, you might not be familiar with our other wonder: the Nor’easter. New England is home to some brutal winters, and if you’re new to the area, you’ll need to be ready, particularly on the road. Below we go over the insurance you should think about to augment your current policy, as well as tips to avoid your premiums going up.

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Auto Insurance: Adding Teen Drivers to Car Insurance

Your teen has officially received their license, which means it’s time to start thinking about insurance expenses. While exploring different policies and prices, try not to let higher insurance rates and expenses steer you away from choosing the best plan for your child. We have some advice to help you save money and keep your teen safe as you prepare them for the road ahead.

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What Impacts Your Insurance Premium Prices?

Piggy bank on calculator.There are many different factors out there that can affect both residential or commercial policies. Each policy has its own risk factors that individually impact the price of the policy: auto, life, boat, condo, and property insurance to name a few. Today we will be go over three popular insurance policies and what impacts your insurance premium prices with them, so you can better understand the price you are paying. [Read more…]

6 Tips to Avoid Summer Driving Hazards

Summer Time Car TripWe all know that living In New England comes with countless driving hazards in the winter, but did you know there are various summer driving hazards as well? Summer is a time where family and friends go on road trips, spend time together and enjoy the warm weather. Continue reading to learn more about the most common driving hazards to be aware of in the summer. [Read more…]

The Relation Between Risk and Insurance

Man pulling a block out of towerAll insurance, from homeowners insurance for your home to health insurance for your body, is about chance. What is most likely to occur, and how often it can occur. The types of general insurance out there cover what they cover because those are the most likely risks that can occur. The frequency and cost to compensate for the risk explains how much you pay on your insurance premiums. By understanding the relation between risk and insurance, you get a better appreciation of insurance and how to reduce its costs. [Read more…]

Driving Safety: Defensive Driving Basics

Cars in Side MirrorMassachusetts is a state with an infamous reputation when it comes to our drivers. Angry honking and aggressive driving are hallmarks of any morning or evening commute. In Worcester, our own Kelly Square has such a reputation you can buy bumper stickers that say “I Survived Kelly Square”. For some, all of this is a point of pride, but for many others it can be a source of anxiety. Regardless if you’re looking to drive more defensively to avoid accidents, tickets, lowering your insurance, as part of driver rehabilitation, or just for the added safety, it’s time to learn the basics. [Read more…]