8 Questions to Ask the Car Dealer Before Buying a Vehicle

Woman asking car salesman questions about a vehicle in a car dealershipCar shopping isn’t easy. There are many places to look for vehicles, different safety and convenience features available, sources of information to read reviews from, and financial matters to take into consideration. You’re likely going to have a lot of questions throughout the process. In order to make an informed purchase, we’re sharing eight questions you should ask the dealer before buying a vehicle.  [Read more…]

New Year, New Ride: Insuring Your New Car

New cars with big red bows at car dealershipDid you get a brand-new car with a big red bow for Christmas? Are you treating yourself to a shiny new set of wheels to end the year? Or do you have a goal of saving up in the new year to buy a new ride? Either way, if you have—or are about to have—a new vehicle in your life, you’ll need auto insurance. After all, whether it was a big-ticket present to you or a solo investment, the most important thing is that you and the occupants are protected when behind the wheel. Let’s discuss the must-knows of insuring your new car.  [Read more…]

Away for the Holidays? Protect Your Property

Home covered in snow at the holidaysIt’s the most wonderful—and perhaps busiest—time of year for many of us. As the year ends, chances are our schedules are packed with holiday parties, shopping trips for gifts and groceries, visits to friends and family, vacations, and much more. But, while you’re spending all this merry time out and about, your home is vulnerable to those looking to steal your festive spirit—both figuratively and literally. From fending off porch pirates to preventing break-ins, let’s go over how you can protect your property when you’re away for the holidays. [Read more…]

When Is a Car Considered Totaled?

Car CollisionLet’s say you’ve been in a car accident. This accident could have been just a dent, a minor fender bender, or a head-on collision that deployed the airbags. Believe it or not, there is a chance that the vehicle is deemed ‘totaled’ in any of these scenarios. What does this mean, and when is a car considered totaled? How do you know when your car is heading to the repair shop or the scrap pile? Well, this will all depend on where you live and several other factors. Let us explain.  [Read more…]

What Information Does an Insurance Declaration Page Provide?

A homeowners insurance agent reviewing the insurance declaration page with their client at a table.Insurance policies are comprehensive and extensively detailed, so reading and understanding them can be confusing. Yet, there’s a lot of important knowledge that can be garnered from reviewing your policy. The best and simplest way to gain a thorough understanding of your insurance coverage is to read the policy’s insurance declaration page. This vital information grants you a summary of your policy so you can get the details you need at a glance. Let’s discuss what information an insurance declaration page provides. [Read more…]

Back-to-School Safe Diving Tips

A yellow school bus driving through a residential neighborhood, meant to signal back-to-school safe driving tips.If you or your neighbor’s children haven’t already started school, they soon will. School buses full of children and students walking or biking to school are soon to spike road congestion and increase the number of hazards on your commute. The start of the school year can be a dangerous time for students, as drivers may still be in summer mode and not yet adjusted to the new traffic patterns. That’s why we’re here to provide a few key back-to-school safe driving tips that can keep you and your community protected. [Read more…]