What Do You Do If Your Home Is Robbed?

Burglar opening a door that has a chain lock on itHomeowners insurance is there to protect your home from the costs associated with property damage or destruction, including both the home and your possessions within. This also extends to the theft of your possessions, paying out the funds needed to replace them. If you’re the target of a house invasion and robbery, here are some of the things you should do to help your home insurance company repay you quickly, as well as to help with future break-ins.  [Read more…]

How to Reduce Your Auto Insurance Rates

A couple sitting at a table on their computer and looking at papersAuto insurance is a mandatory precaution for all car owners, so it’s important to have the coverage that works best for you. Accidents and other circumstances like driving experience and credit history may have caused your insurance rates to go up. However, that doesn’t mean there aren’t any ways for you to bring your rates back down to a more affordable level. It’s best to learn more about auto insurance to improve and get better rates across the board. [Read more…]

Preventing Dryer Fires in Your Home

Fire on the roof of a homeThere are many possible causes of a house fire, from leaving a candle burning unattended to forgetting the oven is on when you leave the house. One of the most overlooked causes though is your clothes dryer. Dryers cause thousands of home fires each year, and in increasing numbers during the winter months. They take lives and cause hundreds of millions of dollars in property damage annually. Luckily there are multiple ways to help protect yourself and reduce the likelihood of a dryer fire. [Read more…]

Helpful Tips for Securing Your Digital Life

Someone on their computer and phoneThe world has become increasingly more connected through the internet in recent years. For the most part, it has allowed us to become more interactive with each other and has made many parts of our lives easier. The ability to upload pictures, reconnect with friends and family, and shop online are necessities of everyone’s lives now. However, it’s important to remain vigilant online, educate yourself on the dangers of these digital interactions, and learn the security measures you can take to prevent them. [Read more…]

When to Consider Getting Non-Owner Car Insurance

Man signing paper with keys on the deskIt has become increasingly common for people to drive cars they don’t own. This is a result of people renting or leasing vehicles and the rise of car sharing apps. This makes the prospect of non-owner car insurance that much more important for motorists to consider. If you plan on ever operating a vehicle that is not your own, you should contemplate adding non-owner insurance to your policy. [Read more…]

Home Safety for Halloween: Property and Liability

A front door that is black with 3 pumpkins on the stairs for HalloweenTrick or treat! With over 180 million Americans planning on celebrating Halloween this year and over $9.1 billion dollars spent on candy and decorations, it is understandable that there will be a significant rise in property damage, safety risks, and liability issues that will haunt many homes and businesses this Halloween. With these increased risks comes increased responsibility to ensure your home or business is safe and covered. Below are useful tricks that will help prepare your home for the frightful night.  [Read more…]