TJ Woods Insurance -

Why Do You Need Boat Insurance?

August 16, 2019 by TJ Woods Insurance

While having fun on your boat is ideally the goal, safety is always the number one priority. The moment a driver steps behind any wheel, whether it’s on land or in the water, there is always a chance of an accident. Just like owning a home or automobile, you need to have boat insurance in order to protect yourself from any liability or damages that may occur due to an accident. Understanding and learning exactly what is covered under a typical boating insurance policy can make all the difference.

Prepare Your Vacation Home for The Off-Season

August 9, 2019 by TJ Woods Insurance

There is no time like the present to start preparing for the future, especially with your vacation home that stays vacant during the off-season. Vacant homes can be vandalized, damaged by weather, and devastated by fires and other anomalies. It’s already difficult to manage these issues while living there; so how does one handle their home while they’re away?

Workers’ Compensation and its Benefits

August 2, 2019 by TJ Woods Insurance

Even when every reasonable safety measure has been taken, workplace accidents happen. If, as an employee, you are injured on the job, you may be entitled to certain benefits through your company. All employers operating in Massachusetts, excluding members of a limited liability company (LLC) and partners of a limited liability partnership (LLP), are required to carry workers’ compensation insurance regardless of how many hours are worked per week.

Car Insurance Basics for New Drivers

July 26, 2019 by TJ Woods Insurance

You’ve just earned your license, and you’re ready to hit the road. Before you take your new car out of the driveway, make sure you have the appropriate insurance for it. Automobile insurance is an invaluable asset for motorists to have in the event of an accident. The coverage can help pay for most costs associated with the accident from injuries to vehicle damages and more. Let’s look at some of the more important parts of auto insurance.

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Filed Under: Learning Library Tagged With: auto insurance, car insurance, new drivers, teen car insurance

Auto Insurance: Adding Teen Drivers to Car Insurance

July 19, 2019 by TJ Woods Insurance

Your teen has officially received their license, which means it’s time to start thinking about insurance expenses. While exploring different policies and prices, try not to let higher insurance rates and expenses steer you away from choosing the best plan for your child. We have some advice to help you save money and keep your teen safe as you prepare them for the road ahead.

Should Renters Purchase Umbrella Insurance?

July 12, 2019 by TJ Woods Insurance

In today’s world, you need insurance for just about everything, and there are numerous types that cover all different costs and situations. Even though there are specific coverages, sometimes the baseline insurance policy doesn’t cover everything. Wouldn’t it be nice to not have to worry whether something is fully covered or not? That’s exactly what umbrella insurance is for, from covering home owners, renters, auto, and much more.