Tips on How to Get Through a Power Outage

A picture of power lines during the sunset with a blue and yellow skyIn Massachusetts, we are not new to losing power, especially in the winter. We always are involved in major winter storms such as snow, ice, sleet, rain, and wind which can have a major effect on our power lines. Usually, we can expect that power will be restored within the hour, but sometimes it takes longer. If this happens to your home, are you prepared? [Read more…]

What Do You Do If Your Pipes Freeze?

The bitter cold of the winter is here, and just when you think it is starting to warm up again, it goes back to negative degrees. We are all just wishing for a warm 25-degree day, oppose to -3 degrees. This freezing weather not only sparks health issues such as frostbite or having a hard time breathing because of the thin air, but also risks to your home such as frozen pipes. What do you do if your pipes freeze? [Read more…]

Why Should You Insure Your Engagement Ring?

An engagement ring on a silver bandPopping the question is a significant moment in time, often sealed by gifting an engagement ring meant to last forever. The potential loss or damage to something with such an emotional attachment can be heart-wrenching.  If this is something you intend to rock (no pun intended) for years to come, then it is important to have a plan in place in case something happens to it. We have a few suggestions that are worth reading to properly insure your engagement ring lasting the test of time. [Read more…]

When is the Best Time to Start Saving for Retirement?

In short, now! Start saving for retirement as soon as possible. The earlier you begin to save money, the more that money is able to grow before you withdraw it from your retirement accounts. A small investment made today could yield a far greater return by the time retirement comes than a larger investment made closer to the deadline. This is due to a concept called the time value of money, which we will explore along with your options for investing in retirement. [Read more…]

Tips to Raise Your Credit: Part Two

A stack of credit cards that are all different colorsFear not, more credit raising tips have arrived. Your credit score is incredibly important, as it determines your approval for items like car loans, credit cards, and mortgages. Your score also influences the interest rates you’ll have to pay on those loans. If you’re looking to boost your score to a 700 or higher, follow these helpful tips. Also, if you missed the first round of credit advice, see Tips to Raise Your Credit: Part One. [Read more…]

Tips to Raise Your Credit: Part One

A close up of a red credit cardYour credit score is quite possibly the most important grade you’ll ever be given. Your rating determines your approval for things like car loans, credit cards, and mortgages. Beyond initial approval, the score influences the interest rate you’ll have to pay on those loans. A 700 or above is generally considered a good credit score. If you’re not at that level, or just want to shoot for the stars, see these tips for raising that number. [Read more…]