Avoiding Incidents and Accidents Caused by Road Rage

A man pressing his hand on the car horn of a steering wheel, meant to represent road rage.It can be irritating to be running late for an appointment and encounter a traffic jam. This mounting frustration is not only distracting and stressful, but it can also lead to aggressive, unsafe driving. It can be equally stressful to be on the receiving end of road rage should you mistakenly cut someone off or simply be in the wrong place at the wrong time. Since angry drivers contribute nothing but increased risks while driving, it’s important to learn how to avoid incidents and accidents caused by road rage. [Read more…]

How to Pet-Proof Your Home

A ginger cat laying on top of a desk with it's arms draped over a keyboard next to a cup of coffee, meant to exemplify how to pet-proof your home.Everyone wants a pet! But once you have one, you’ll quickly realize you have not prepared your home enough. Whether the new addition to your family sports two wings or four legs, there are safety measures to keep them protected. Since animals are just as curious as your typical toddler, it’s important you pay the same attention to detail around your home and carefully inspect each room for potential dangers. Before bringing home your new companion, ensure you’re taking these steps to pet-proof your home. [Read more…]

Spring Cleaning: What Not to Store in Your Garage

A cluttered garage with packed storage shelves, a bicycle, a ladder, and a load of other equipment.Looking to declutter your garage this spring? For many, a garage can quickly turn into a catchall for storage. While this may be fine for some items, some things don’t fare well when tucked away in the corners of your garage. Lack of insulation and fluctuating temperatures, additional exposure to the elements, and ease of access can lead to damaged property or hazardous circumstances for loved ones. If you’re looking to reorganize some of your belongings this spring, make sure you understand what not to store in your garage. [Read more…]

5 Most Frequent Landscaping Business Insurance Claims

Aerial of landscaper laying down grass next to a cobblestone walkway and a garden with bushes and an irrigation systemWith spring upon us, landscaping projects are picking up steam. The warmer weather is a reminder to homeowners to keep their flowers watered, grass mowed, and hedges trimmed. For those lacking the time, energy, or aptitude for lawn care, landscaping companies are there to pick up the slack. While landscaping may not seem like a particularly dangerous job, there are mishaps and uncontrollable risks that require these companies to have comprehensive insurance policies. To truly understand the daily risks they face, let’s review some of the frequent landscaping business insurance claims. [Read more…]

Identifying and Avoiding Rental and Landlord Fraud Scams

A pair of house keys in a mousetrap meant to represent rental and landlord fraud scamsThe COVID-19 pandemic has generated a lot of uncertainty as eviction deferrals have come to fruition. This has many in need of affordable housing, which has unfortunately uncovered a lot of scammers seeking to take advantage of peoples’ desperation. False apartment listings or hidden rental fees can be a huge burden on those already struggling financially. With these sorts of schemes becoming increasingly common, let’s review the keys to identifying and avoiding rental and landlord fraud scams. [Read more…]

Calculating How Much Term Life Insurance Will Cost

A young Asian couple going over their assets and debts while calculating how much life insurance will cost. They are seated at a desk with a laptop, calculator, and documents.COVID has largely been a contributing factor in individuals’ decisions to purchase life insurance, yet these policies remain a foreign concept to a lot of citizens who don’t believe they have the funds available to invest. It’s a policy that provides peace of mind for yourself and your loved ones, but if you’re unfamiliar with life insurance, you’re likely questioning how much you need and how much you should pay. Fortunately, we’re here to help you understand the keys to calculating how much term life insurance will cost. [Read more…]