Household electricity keeps your home comfortable, your gadgets alive, and makes life simpler, but these currents can also be dangerous and potentially fatal if not properly maintained. It’s important to treat powered appliances and receptacles around your home with respect, as doing so will reduce the likelihood of injury or property damage. Let’s take a look at how to recognize some of the common household electrical hazards and what you can do to increase your home’s safety. [Read more…]
Be Cautious of These Common Household Electrical Hazards
October 15, 2021 by
How to Take a Vacation as a Small Business Owner
October 5, 2021 by
If you’re a small business owner or entrepreneur, it can be difficult to justify taking time off. Owning a small company means that your list of responsibilities is endless, and without you, it’s hard to imagine the business running smoothly. As the leader, you’re in charge of everything from checking inventory and paying utilities to promoting your business and keeping customers happy. However, everyone needs a break from work to practice mindfulness and recuperate energy. Let’s take a look at how you can take a vacation as a small business owner. [Read more…]
When and How to Freeze Your Credit
September 23, 2021 by
As the world grows more digital by the day, your personal information is at greater risk of theft. In the unfortunate event a criminal gets their hands on sensitive information, they may be able to open a credit account under your name and build up a frightening amount of fraudulent charges. With threats present across all corners of the internet, it would be a blessing if there was some sort of emergency button to halt credit activity in the event your personal information is stolen. Fortunately, there is such an option. Let’s look at how to freeze your credit and when it’s appropriate to do so. [Read more…]
What to Know Before Joining the Tiny-House Movement
September 17, 2021 by
You’ve likely read about the tiny-house movement in an article or caught wind of the trend on Netflix’s Tiny House Nation. For small families or those looking to sell to take advantage of the blistering housing market, moving into a tiny home temporarily or permanently can sound alluring. The costs are minuscule, and unlike renting, you have complete authority over the interior and exterior remodeling. However, it can also be frightening to imagine the downsizing requirements of tiny-home living. Let’s discuss what you should know before jumping aboard the tiny-house movement. [Read more…]
What Happens If Your Vehicle is Totaled?
September 10, 2021 by
When you take your insurance’s definition of a total loss into consideration, it’s easy to see why a seemingly minor dent totaled your 2007 Saturn Aura. By most definitions, a vehicle is considered totaled when the cost of repair exceeds the actual value of the car. If your car’s value is low enough, even a slight fender bender can result in a total loss declaration. However, though it’s easy to understand how a car can be considered totaled, it’s less obvious what happens after your vehicle is totaled. Let’s review the insurance process and what this designation means for you. [Read more…]
The Difference Between General and Professional Liability
September 3, 2021 by
As a business owner, one of your top priorities is keeping your company protected from liability. A single lawsuit can be enough to topple a small business if not outfitted with the proper protections. However, with every industry facing its own set of risks, how do you know which insurance is right for you? Does a contractor require the same type of commercial insurance as a business consultant? To best safeguard your company, let’s review the difference between general and professional liability. [Read more…]
