Why You Shouldn’t Neglect a Vehicle Recall

We likA mechanic in a manufacturers auto body shop inspecting a car's engine due to a vehicle recalle to think that the vehicle we drive is safe and reliable, but malfunctioning parts are far more common than we think. Even when we receive a vehicle recall notice in the mail, it can be easy to ignore the problem, as fixing it can be a considerable inconvenience. However, it’s essential to recognize how important these recalls are, as even the smallest malfunction can lead to life-threatening situations. Not only can ignoring recalls be a threat to your safety, but they can affect your insurance and result in legal ramifications. It’s time to understand how neglecting a vehicle recall can hurt you. [Read more…]

Why You Should Be Using a Dehumidifier During Summer

A woman taking out the water-collection bucket of a portable dehumidifier positioned in a living roomThe humidity in the air during Massachusetts summers can make it feel as though you’re wading through tepid waters. While this can feel oppressive while outdoors, having that hot and sticky feeling indoors can be even more unpleasant. Fortunately, owning a dehumidifier can make your home much more habitable. Not only will it make the atmosphere more comfortable, but it can also prevent home-damaging scenarios and adverse health effects involving humidity. Let’s review more reasons why you should be using a dehumidifier during summer. [Read more…]

Insurance Considerations When Hosting a House Party

A group of party guests toasting over an outdoor picnic table at night beneath string lightsWith summer in full swing and a majority of Massachusetts residents vaccinated against COVID-19, many are looking to get back to hosting guests in their homes. Whether it’s to show off your new apartment, gather a crowd for a big game, or get everyone together after a long quarantine, it’s sometimes easier to focus solely on the fun and excitement of a house party than the potential unintended consequences. While it’s important to have an enjoyable time, you should also be mindful of these insurance considerations when hosting a house party. [Read more…]

Commercial Liability Insurance: Bodily Injury vs. Personal Injury

The inside of a store with a caution wet floor sign positioned next to a mop bucket.As a business owner, you likely don’t spend much time contemplating the legal difference between bodily injury and personal injury, but understanding these terms can help you better protect your business. Defining these technical terms can help you determine new safety policies and procedures and whether you require more in-depth liability coverage. Although commercial general liability insurance covers both bodily injury and personal injury claims, knowing the difference between the two helps you better prevent incidents and legal action. [Read more…]

Preventing Water Damage with Proactive Plumbing Care

A closeup of hands wearing yellow gloves snaking a bathroom sink drain, meant to signify proactive plumbing careLeaking pipes are not just a symptom of winter. The extreme heat of summer can cause an increase in water demand that results in frequent clogs and built-up water pressure, or simple wear and tear can be the culprit. To avoid the costly repairs that accompany plumbing problems, it’s best to take a proactive approach to plumbing care. Following these simple maintenance tips can protect your home from water damage resulting from your plumbing. [Read more…]

6 Ways to Save When Adding a Teen Driver to Your Auto Policy

A father sitting in the passenger seat of a car teaching his teenaged daughter how to drive.It’s an exciting moment in every teen’s life when they get their license. It allows them greater independence, but not so much so that they don’t need to rely on your help insuring their new car. While adding a teen driver to your policy is likely to increase your insurance rates a great deal, there are discounts that can lighten the financial load. Let’s review some of the ways to save when adding a teen driver to your auto policy. [Read more…]