How to Make the Most of a Social-Distancing Summer

A senior couple planting a garden, depicting a way to enjoy a social-distancing summerSummer’s officially begun, and many of us don’t want to let it go to waste, given the harshness of New England winters. But with the global pandemic putting a hitch in all our plans, it’s difficult to put a positive spin on this warm-weather season. However, although summer festivals, summer camps, and vacation plans have been canceled, there are still safe ways to have fun for you and your family. In this blog, we will discuss some of the ways to make the most of a social-distancing summer. [Read more…]

7 Simple Steps to Reporting a Homeowners Insurance Claim

An oak tree damaging the roof of a house, indicating the need to report a homeowners insurance claimMany unfortunate events can damage your home: a burglary, a violent hurricane, or a cooking accident. To receive the help you need from your homeowners insurance, you must follow a set of rules and procedures that were outlined in the contract between you and the insurer. It’s important to read the details of your policy to determine your responsibilities, but to get you started, we’ve provided some simple steps to reporting a homeowners insurance claim. [Read more…]

What Discounts Are Available for Auto Insurance?

A hand turning a dial that says "Save" to signify discounts available for auto insuranceMassachusetts’s is one of the 48 states that require auto insurance to drive, but that does not mean you have to be heavily weighed down by the financial responsibility of your policy. Since auto insurance is a requirement, insurance companies don’t have to convince you to invest in a policy; they have to convince you to invest in their policy. Due to this need, there are many discounts available depending on your carrier. Here is a list of many of the discounts available for auto insurance, broken down into three major groups. [Read more…]

5 Common Factors That Increase Homeowners Insurance Rates

Two toy wooden houses next to a canvas with an upward trending green arrow indicating factors that increase homeowners insurance ratesHomeowners insurance rates tend to fluctuate from year to year. Sometimes the increase is such a minuscule amount that it goes unnoticed, and sometimes it’s significant enough to leave homeowners scratching their heads, wondering what lead the insurance company to raise it. While some of these increases are unavoidable, learning about these common factors that increase homeowners insurance rates can protect you from incurring a financial blow. [Read more…]

What Insurance Policies Do Religious Establishments Need?

A picture of the Putna monastery and its surrounding greenery including bushes and trees.With places of worship included in the first phase of Massachusetts’s reopening process, it brings to mind the types of coverage religious establishments need to stay protected. Religious organizations can often be the site of community events, weddings, solace, and celebration. Not only do these buildings invite an array of gatherings, but they also invite a level of liability exposure that exceeds other non-profits. To shield these sites from financial losses and protect them from unforeseen setbacks, it’s important to understand what insurance policies religious establishments need. [Read more…]

Steps to Reopening a Business After Quarantine

A store reopening for business after quarantine.With the ongoing, country-wide discussions of phased reopenings, businesses are chomping at the bit to return to work. However, it’s important to recognize that even when you’re permitted to open your doors, it’s not going to be “business as usual.” The safety of you, your employees, and your customers depend on the precautions you take before and after opening. Follow our advice to offer appropriate protection when reopening your business after quarantine. [Read more…]