With the job market becoming volatile in the wake of COVID-19, many people are trying freelance work on for size. The world of freelancing comes with many benefits, such as determining when and who you work with and allowing you greater flexibility and more control over your work-life balance. However, as an independent contractor, you’re susceptible to the risks of a traditional business without the workforce or resources to back you up. To negate these risks, freelance workers need insurance. [Read more…]
Do Freelance Workers Need Insurance?
November 27, 2020 by
Should You Purchase an Extended Warranty for Your Car?
November 20, 2020 by
Most of us have been burned by the costs of hefty auto repairs, many of which aren’t our fault. There’s always the hesitancy of trusting in the reliability of a new car, regardless of the state of the vehicle. If you’ve purchased a car from a dealership, you’re accustomed to the moment the salesperson inevitably pitches you an extended warranty. Despite the price, there’s often a fair amount of consideration that goes into your decision. In this blog, we’ll discuss the pros and cons of an extended warranty for your car to help simplify your decision. [Read more…]
Do You Need Life Insurance if You’re Single?
November 13, 2020 by
Life insurance is essential to securing the welfare of your loved ones. It will ensure their financial stability is intact long after you’re gone. However, if you don’t have a significant other, is there any purpose for investing in life insurance? While these policies are generally affordable, you could save yourself some money by foregoing life insurance, but is that the best option for you? In this blog, we’ll discuss the circumstances that determine whether you should have life insurance if you’re single. [Read more…]
What Does My Condo’s Master Insurance Policy Cover?
November 6, 2020 by
Condo associations straddle the line between landlords and homeowners’ associations. They’re responsible for maintaining the grounds and shared spaces while granting owners freedom over the interior of their condos. However, with this balance comes some confusion over the responsibility of each party when it comes to liability risks and damages. To determine what you’re responsible for, you must first determine what your condo’s master insurance policy covers. [Read more…]
Tips for Having a Safe Halloween During COVID-19
October 30, 2020 by
It’s no secret that this Halloween is going to be much different than any we’ve experienced. This year has come with challenges that have shifted the typical joyful spookiness of the holiday into an atmosphere a bit more unsettling. Despite social distancing and additional safety precautions in place, Halloween will likely still carry the accompanying perils and potential liabilities, along with a few new risks. Refer to our list of helpful tips for having a safe Halloween during COVID-19. [Read more…]
Debunking 5 Common Renters Insurance Myths
October 23, 2020 by
If your landlord doesn’t require you to have renters insurance, wouldn’t it just be better to pocket the expenses? What sense is there in investing in an insurance policy when living in an apartment, house, or duplex owned by someone else? Unfortunately, there are a lot of misconceptions about renters insurance that result in residents not obtaining proper coverage for their belongings, leaving them vulnerable to severe financial repercussions. That’s why it’s important to debunk these common renters insurance myths. [Read more…]
