Permanent vs. Term Life Insurance: Which Policy To Choose?

Permanent vs Term life InsuranceWhen considering the right life insurance policy for you, there are a lot of things that should factor into your decision including age, health, finances, etc. The two major types that are offered are permanent and term life insurance, both of which include benefits and drawbacks that should be discussed thoroughly before choosing your policy. In this article, we will touch on what each policy can do for you and how it can affect your family. [Read more…]

Understanding Term vs Permanent Insurance

For most people, death is not a real pleasant thought. It’s especially unpleasant for those who have loved ones depending on them. Knowing that your children, spouse, or other dependents are provided for can take an immeasurable load off your mind. Ideally, everyone will live to a ripe old age, but there are no guarantees. If something were to happen, insurance provides for those you have designated as beneficiaries. They will receive monetary benefits to help supplement loss of income, deal with remaining medical bills, and cover funeral and burial expenses. [Read more…]

What to Do When Your Term Life Insurance Runs Out

Have you purchased term life insurance and are now wondering what to do as you near the end of your term? [Read more…]