Home Safety: What is the Most Dangerous Room?

Home Safety What is the Most Dangerous RoomWhen considering all the rooms in your home, you might have thought at some point, “What is the most unsafe or dangerous room in my house?” The first place that likely comes to mind is the kitchen because of the stove, cutlery, and the countertops. So, what exactly is the most dangerous room in your house? It is not your kitchen. As a matter of fact, the most dangerous room in your house is your bathroom. While the kitchen poses some threats for injury, the bathroom is where injuries happen the most. According to the U.S Center for Disease and Control Prevention, most slip and falls in the bathroom occur amongst people ages 65 and up, and is one of the leading causes in their deaths. [Read more…]

Guide to Homeowner’s Insurance for First Time Buyers

Guide to Homeowner’s Insurance for First Time BuyersCongratulations, you’ve officially bought your first house! Now you must be wondering what comes next—how about insuring your beautiful new home? Being one of your most valuable personal possessions, your home is a very important place and protecting it is crucial. Without homeowner’s insurance, if something was to happen to your house that causes considerable damage—you could be in trouble because of the costs. With insurance, you can mitigate some of these costs and it can help you save large sums of money in the long run. Getting your home insured is in your best interest and is one of the first purchases you should make along with your home. [Read more…]

How Additional Landscaping Can Affect Your Insurance

How Additional Landscaping Can Affect Your InsuranceEveryone’s dream is to have a yard full of beautiful landscaping for their entire community to see and enjoy every day. But have you ever thought of insuring your landscaping? Most homeowner’s insurance policies have limited and basic coverage for your additional landscaping projects. Many companies will limit the amount they are willing to spend on the landscaping efforts and the risks that arise. If you want to protect your beautiful yard, you should consider investing in the right policy after new landscaping projects. [Read more…]

5 Homeowner’s Tips for Spring Cleaning Maintenance

5 Homeowner’s Tips for Spring Cleaning MaintenanceIt’s that time of the year when sweatshirts turn to t-shirts, snow turns to rich, green grass, and—of course—you begin your spring cleaning. It’s also that time of the year to inspect your home for any damage it took during the winter months. Go get a head start on your spring cleaning to prevent any future complications. Don’t forget to check off the following five things on your spring cleaning to-do list. [Read more…]

Costs to Consider Before Purchasing Your First Home

YPurchasing Your First Home, TJ Woods Insurance, Worcester, MAears of saving away finally paid off, and you’re moving forward into the next transition of your life—purchasing your first home. Buying your first home can be a thrilling experience.
What most first-time buyers don’t realize are the extra expenses that come along with owning your own property. Just because the calculator says you can afford a home doesn’t always mean you can.

The price of homeownership is made up of recurring expenses that aren’t always obvious. One way to tackle this problem is to create a monthly budget. Check the expenses listed below against your income before purchasing your first home.

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Home Safety: Winter Power Outage

Residential Substation SilhouetteEverything is harder in winter, and this holds doubly true for interruptions in your power. This is why planning ahead and acting quickly within the first hours of the power outage can do a lot to keep you comfortable in such a miserable time. While some of these instructions hold true for any time of the year, most are geared towards dealing with the cold and the weather that causes it. Be ready to react to a winter power outage by keeping these ideas and mind, and making some small purchases just in case. [Read more…]